Thanks! i'm using rakuten securities.
i'll take a look!
December - Top of your NISA ASAP.
Re: December - Top of your NISA ASAP.
I am all done for this year as well !
Same amount every month and maximize.
Same amount every month and maximize.
- Roger Van Zant
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Re: December - Top of your NISA ASAP.
Is there a penalty if you are unable to put in a full 400,000 yen for the year (tsumitate-NISA)?
I can only afford to pay in 120,000 per year, after maxing out my iDeCo.
I can only afford to pay in 120,000 per year, after maxing out my iDeCo.
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iDeCo (Monex) eMaxis Slim All Country ✓
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- RetireJapan
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Re: December - Top of your NISA ASAP.
Nope, the only downside is not being able to take advantage of the full allowance. You have no obligation to pay anything into the account.Roger Van Zant wrote: ↑Wed Dec 16, 2020 4:32 am Is there a penalty if you are unable to put in a full 400,000 yen for the year (tsumitate-NISA)?
I can only afford to pay in 120,000 per year, after maxing out my iDeCo.
English teacher and writer. RetireJapan founder. Avid reader.
eMaxis Slim Shady
eMaxis Slim Shady
Re: December - Top of your NISA ASAP.
It is bonus season, so a lot of folks forget to top-off.RetireJapan wrote: ↑Wed Dec 16, 2020 4:50 amNope, the only downside is not being able to take advantage of the full allowance. You have no obligation to pay anything into the account.Roger Van Zant wrote: ↑Wed Dec 16, 2020 4:32 am Is there a penalty if you are unable to put in a full 400,000 yen for the year (tsumitate-NISA)?
I can only afford to pay in 120,000 per year, after maxing out my iDeCo.
There is no obligation. I think you are doing things in the right order.
6 months cash savings ->Ideco -> Nisa -> Taxable.