Should I keep investing or wait for more stability in the market?

[Oliver170]

With global markets experiencing significant volatility, I’m uncertain whether it’s wise to continue investing in the eMAXIS Slim All Country Fund.

However, given the current market fluctuations, I’m contemplating whether it’s better to pause my investments and wait for more stability or to continue investing, anticipating that prices may be more favorable now than in the future.

Considering the fund’s diversified global exposure and long-term investment strategy, would it be prudent to maintain my investment plan during this period of volatility?

[RetireJapan]

As long as you are investing for the long term (10+ years) then definitely continue. Volatility and lower prices are you friend.

[TokyoWart]

When you pause investing during periods of market volatility you get lower long term returns. In fact you wind up not buying at the market lows when you pause a consistent dollar cost averaging investment program when stocks are volatile. Ask yourself, what would make you re-start investing? It's likely that you would feel better if stocks recovered but then you are by definition waiting for stock prices to be higher before you continue to buy index funds. That behavior hurts your long term investment returns.

[sutebayashi]

With global markets experiencing significant volatility, I’m uncertain whether it’s wise to continue investing in the eMAXIS Slim All Country Fund.

Yes that is wise.

The S&P500 is back where it was before the excitement of April, so those who stuck to their plan (and indeed, bought more while it was cheap) have done fine.

anticipating that prices may be more favorable now than in the future.

Who knows about that. Personally I think we probably saw the year's lows already in the bellwether US market. Just buy every month and don't think about it. It buys you more when it's cheap and less when it's expensive, which is exactly what you want to do.

If you are worried, you might be putting in more money than you should (for your personal risk tolerance), but if you make a change you need to be sure you are going to stick with it. What you don't want to do is react to emotions or whatever the media might be moaning and making a fuss about it at a given time.

Remember, if the market does go down, that's the chance to buy more cheap. That is when you will really make hay over the long run.

[Tkydon]

Dollar Cost Average!