RetireJapan

Hi,

well - after 10 years of using my MUFG Miles and More Credit Card I applied for a new one: Paypay Gold Card.
11,000 Yen yearly fee but: I´m already a premium user of the LYP Premium service which is 508 Yen per month - this will be included in the 11,000 Yen fee which "saves" me round about 6,000 Yen/year. Besides this it also includes usage of airport lounges across the country + travel insurance. I frequently use Yahoo Auction and will start using the card for any payments - which in return will increase the points I am going to receive. Same thing with linking my Y-Mobile account. I am planning to switch most of my payments to PayPay, which is linked with the card and should bring in additional points.

I´ll probably continue using the MUFG card when I´m outside the country - but for domestic purchases PayPay Card will be the way to go forward.

What are your favourite cards and why did you choose them?

Best,
Michael

My two favourite credit cards are probably my JAL Global Club gold card and my ANA Superflyers gold card (both visa). I don't really use them, just pay the annual fees so I can keep mid-tier status with both airlines, which means I can use business class check in counters, lounges, get free seat reservations on airlines that charge for them, more luggage allowance, etc.

Cards I use are Amazon Prime Mastercard (useful for Amazon and Costco) and the Amex Bonvoy Premium card (gives me platinum status with Marriott with enough spend and a free night).