RetireJapan

Tkydon wrote: ↑Mon Nov 25, 2024 6:42 am The 185 days mentioned has to be within the UK Tax Year, so between April and March.
If you go in December, you would not make the 185 days in that tax year... That would be max 121 days...

I mentioned *temporary* uprating during visits to the UK (or other countries with agreements to uprate pensions, except USA and Bermuda). See the wiki and https://www.thisismoney.co.uk/money/pen ... it-UK.html

As mentioned, this only applies to the time of the visit. (The reference above has further details, as does the wiki.)

This is different from long-term uprating.

The 185 Days to permanently upgrade the UK Pension amount needs to be within a single UK Tax Year, so between April and the following March. You cannot qualify if the 185 days is split across two tax years.

However, remember that the Japan Tax Year is from January to December.

Therefore, to be considered temporarily non-resident for tax purposes in Japan, and tax resident in the UK you would have to be out of Japan for more than 185 days between April and December. If you come back in January and are not registered as Resident in your Yakusho on 1-Jan, you won't have to pay Residents' Taxes on the previous (half-) year's income.

However, in maintaining your Permanent Residence, if you maintain a residence for your, or your family's exclusive use while you are away, the National Tax Office may consider you still to be resident for tax purposes even while you are out of Japan.

You would need to consult a Tax Accountant familiar with this kind of arrangement.

A stay of 183 days or more in the UK will probably mean that you become resident there.

You may be resident under the automatic UK tests if:

you spent 183 or more days in the UK in the tax year

kuma wrote: ↑Mon Nov 25, 2024 6:58 am

Tkydon wrote: ↑Mon Nov 25, 2024 6:42 am The 185 days mentioned has to be within the UK Tax Year, so between April and March.
If you go in December, you would not make the 185 days in that tax year... That would be max 121 days...

I mentioned *temporary* uprating during visits to the UK (or other countries with agreements to uprate pensions, except USA and Bermuda). See the wiki and https://www.thisismoney.co.uk/money/pen ... it-UK.html

As mentioned, this only applies to the time of the visit. (The reference above has further details, as does the wiki.)

This is different from long-term uprating.

So realistically, us Brit Japanese lifers should look to stay in the Philippines for six months from April the 5th, maybe in our 70s because by that time the pension freeze would have thawed away at our UK state pension value. Hopefully avoiding the ever increasing number of typhoons hitting there, at the same time.

Wales4rugbyWC23 wrote: ↑Tue Nov 26, 2024 12:56 am So realistically, us Brit Japanese lifers should look to stay in the Philippines for six months from April the 5th, maybe in our 70s because by that time the pension freeze would have thawed away at our UK state pension value. Hopefully avoiding the ever increasing number of typhoons hitting there, at the same time.

That would suit me just fine, as long as I'm fit to travel and the deal is still on. It would be cheaper than staying in the UK for six months, and probably a lot more pleasant. But I wonder how much travel and/or health insurance would cost for such a long trip? And such a strategy would make it difficult for us to have pets when we're older.

northSaver wrote: ↑Tue Nov 26, 2024 2:29 am

Wales4rugbyWC23 wrote: ↑Tue Nov 26, 2024 12:56 am So realistically, us Brit Japanese lifers should look to stay in the Philippines for six months from April the 5th, maybe in our 70s because by that time the pension freeze would have thawed away at our UK state pension value. Hopefully avoiding the ever increasing number of typhoons hitting there, at the same time.

That would suit me just fine, as long as I'm fit to travel and the deal is still on. It would be cheaper than staying in the UK for six months, and probably a lot more pleasant. But I wonder how much travel and/or health insurance would cost for such a long trip? And such a strategy would make it difficult for us to have pets when we're older.

I think it would definately just be a one off...

northSaver wrote: ↑Tue Nov 26, 2024 2:29 am

Wales4rugbyWC23 wrote: ↑Tue Nov 26, 2024 12:56 am So realistically, us Brit Japanese lifers should look to stay in the Philippines for six months from April the 5th, maybe in our 70s because by that time the pension freeze would have thawed away at our UK state pension value. Hopefully avoiding the ever increasing number of typhoons hitting there, at the same time.

That would suit me just fine, as long as I'm fit to travel and the deal is still on. It would be cheaper than staying in the UK for six months, and probably a lot more pleasant. But I wonder how much travel and/or health insurance would cost for such a long trip? And such a strategy would make it difficult for us to have pets when we're older.

Don't you need some sort of Visa to live in the Philippines for over 6 months?
I wonder if the UK might ask for evidence that you properly relocated...
Visa, Utility bills in your name, can draw a map to where to get a full English, sunburnt skin around your faded bulldog tattoo, etc..

My suggestion is RJ opens a lodge/retreat/campus/compound* over there and offers a concierge scheme that handles all insurance, HMRC and immigration paperwork both sides. Paid for with a percentage of the increase so no initial outlay to us...

* That list just kept getting increasingly cult adjacent but I'm standing by it.

Moneymatters wrote: ↑Tue Nov 26, 2024 8:41 am

northSaver wrote: ↑Tue Nov 26, 2024 2:29 am

Wales4rugbyWC23 wrote: ↑Tue Nov 26, 2024 12:56 am So realistically, us Brit Japanese lifers should look to stay in the Philippines for six months from April the 5th, maybe in our 70s because by that time the pension freeze would have thawed away at our UK state pension value. Hopefully avoiding the ever increasing number of typhoons hitting there, at the same time.

That would suit me just fine, as long as I'm fit to travel and the deal is still on. It would be cheaper than staying in the UK for six months, and probably a lot more pleasant. But I wonder how much travel and/or health insurance would cost for such a long trip? And such a strategy would make it difficult for us to have pets when we're older.

Don't you need some sort of Visa to live in the Philippines for over 6 months?
I wonder if the UK might ask for evidence that you properly relocated...
Visa, Utility bills in your name, can draw a map to where to get a full English, sunburnt skin around your faded bulldog tattoo, etc..

My suggestion is RJ opens a lodge/retreat/campus/compound* over there and offers a concierge scheme that handles all insurance, HMRC and immigration paperwork both sides. Paid for with a percentage of the increase so no initial outlay to us...

* That list just kept getting increasingly cult adjacent but I'm standing by it.

I actually do think HMRC do contact Brit expats who are claiming the state pension in the Philippines asking for proof the recipient is still living. Normally a notarised letter is sufficient.

Wales4rugbyWC23 wrote: ↑Tue Nov 26, 2024 9:33 am I actually do think HMRC do contact Brit expats who are claiming the state pension in the Philippines asking for proof the recipient is still living. Normally a notarised letter is sufficient.

that's not just a Philippines thing.

the wiki mentions the life certificate.
https://retirewiki.jp/wiki/United_Kingdom

I think the biggest challenge for me would be finding someone qualified to sign..
https://www.gov.uk/government/publicati ... icate-form
be a pain to pay for it to be notarised each time.

Moneymatters wrote: ↑Tue Nov 26, 2024 8:41 am My suggestion is RJ opens a lodge/retreat/campus/compound

Moneymatters wrote: ↑Tue Nov 26, 2024 10:12 am I think the biggest challenge for me would be finding someone qualified to sign..

https://www.gov.uk/government/publications/life-certificate-form wrote: a care or residential home manager (if customer is resident)

Sorted