Selling in tokutei and rebuying in NISA growth

[northSaver]

Hooray! I am now the proud owner of approximatley 280,000 yen of realised losses, to set off against this year's dividends and capital gains.

Just a quick question about this. Can losses from securities be used to offset gains from Japanese property? Or just gains and dividends from other securities? Thanks.

[northSaver]

I've no firsthand knowledge of this, and hope that some of the other members of the board can respond with accurate and up to date information, but according to microsoft copilot:
...

Thanks! That looks fairly conclusive, if accurate.
I've just been playing around with MS Copilot, didn't know about it until recently. Turns out it's pretty good at generating images for my school! A useful tool for sure

[ChapInTokyo]

I've no firsthand knowledge of this, and hope that some of the other members of the board can respond with accurate and up to date information, but according to microsoft copilot:
...

Thanks! That looks fairly conclusive, if accurate.
I've just been playing around with MS Copilot, didn't know about it until recently. Turns out it's pretty good at generating images for my school! A useful tool for sure

Yes. "If accurate" being of course the operative word in this instance. I do like how MS Copilot adds source links so that the user can check out the source documents. I wasn't aware it was also able to generate images. Good to know.

[adamu]

Yes. "If accurate" being of course the operative word in this instance.

All LLMs are models, and models are by definition not accurate (but don't tell the economists... or tech companies). So it's the operative word in all instances.

[RetireJapan]

I've no firsthand knowledge of this, and hope that some of the other members of the board can respond with accurate and up to date information, but according to microsoft copilot:

Sorry, according to the forum rules, this kind of post is not allowed.

AI generated/nothing added by poster.

[Roger Van Zant]

I am also wondering about this. Any advice?

I maxed out all 3.6m of my NISA allowance in 2024 after selling my house (the whole lot in eMaxis Slim All Country).
A little while later, I bought six shares of NVIDIA in my tokutei account.
Due to the stock split in June 2024, I now have sixty shares of NVIDIA, with an unrealized value of about 1.3m (a gain of 115%!).
Should I sell them now, take the 20% tax hit, and then re-buy sixty (maybe fewer after taking the tax hit) NVIDIA shares using this year's "seicho" NISA allowance?
I won't be even close to maxing out 2025's NISA allowance (maybe can afford only 200,000 in my "tsumitate" allowance this year).

The alternative is just to leave them in the tokutei until I retire....which is twenty years away.

Anyone been in a similar situation?

[Tsumitate Wrestler]

I am also wondering about this. Any advice?

I maxed out all 3.6m of my NISA allowance in 2024 after selling my house (the whole lot in eMaxis Slim All Country).
A little while later, I bought six shares of NVIDIA in my tokutei account.
Due to the stock split in June 2024, I now have sixty shares of NVIDIA, with an unrealized value of about 1.3m (a gain of 115%!).
Should I sell them now, take the 20% tax hit, and then re-buy sixty (maybe fewer after taking the tax hit) NVIDIA shares using this year's "seicho" NISA allowance?
I won't be even close to maxing out 2025's NISA allowance (maybe can afford only 200,000 in my "tsumitate" allowance this year).

The alternative is just to leave them in the tokutei until I retire....which is twenty years away.

Anyone been in a similar situation?

All things being equal, if there is going to be unfilled space in your NISA, those shares are better off in your NISA.

...

I would take the profit and fill my NIsa will All country personally. The landscape might look different in 20 years, but all country shifts quarterly to match the landscape.

I guarantee someone was asking a similar question about Intel or AMD shares decades back....