Credit card applications: facial scanning?

This forum is to discuss anything to do with banks and banking services.
Post Reply
cocacola
Veteran
Posts: 143
Joined: Mon Oct 24, 2022 1:21 am

Credit card applications: facial scanning?

Post by cocacola »

I just applied for a business credit card (MoneyForward). During the process, they required a 180-degree scan of your face/head. This surprised me, as, for the last couple of credit cards I was approved for, not even a selfie photo was necessary.

Is it because this credit card I am applying for is a business one? Or have they gotten more strict on the identification of applicants?

Even Revolut, which was an online-only application, did not require such rigorous ID data. :?

Any recommendations of business credit cards that do not require such invasive identification data collection are welcome.
beanhead
Sensei
Posts: 1205
Joined: Sat Jan 30, 2021 1:24 pm
Location: Kanto

Re: Credit card applications: facial scanning?

Post by beanhead »

This is getting more and more common in general. I have had to do it a few times recently, for non-business accounts.
Not sure if you will be able to avoid it in the future.
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
cocacola
Veteran
Posts: 143
Joined: Mon Oct 24, 2022 1:21 am

Re: Credit card applications: facial scanning?

Post by cocacola »

beanhead wrote: Sat Sep 07, 2024 12:58 am This is getting more and more common in general. I have had to do it a few times recently, for non-business accounts.
Not sure if you will be able to avoid it in the future.
Eeek. I feel uneasy about unknown entities having a vector-scan of my face... :? what a world.

Thanks for your input, beanhead.
beanhead
Sensei
Posts: 1205
Joined: Sat Jan 30, 2021 1:24 pm
Location: Kanto

Re: Credit card applications: facial scanning?

Post by beanhead »

cocacola wrote: Tue Sep 10, 2024 11:25 am
Thanks for your input, beanhead.
No problem. I saw the NEC facial recognition solution when it first came out 15 years ago or so. It was scary, but also quite inaccurate. That technology has come on a lot since then, and is used by lots of police agencies and at airports.
Agreed that it is not great to hand over fingerprints, iris scans, other biometric data to lots of random organizations. But this is 'progress'...
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
Post Reply