Simple Q&A - NISA

[northSaver]

Nope. You can only change types mid-year if you haven't used it at all yet.

You'll have to wait for the New NISA (7.2m yen a year for the two of you).

Thanks Ben. I'm also considering a solar installation. Probably a worse investment than NISA though

[adamu]

For all other funds

What dividend paying funds did you buy? Most mutual funds reinvest internally as far as I know.

[RetireJapan]

Nope. You can only change types mid-year if you haven't used it at all yet.

You'll have to wait for the New NISA (7.2m yen a year for the two of you).

Thanks Ben. I'm also considering a solar installation. Probably a worse investment than NISA though

Solar power has non-monetary benefits too though, like reducing your environmental impact and making yourself more resilient to power outages

We'll definitely be installing it when we move to a house.

[thejunman]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

[RetireJapan]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

Are you talking about individual bonds or a bond fund? Which ones?

[thejunman]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

Are you talking about individual bonds or a bond fund? Which ones?

Bonds Funds.

[Tkydon]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

It depends how you hold the bonds / funds. You should be able to sell as few or as many units / bonds as you like

And how you hold the bonds / funds will also determine whether you need to pay any tax on any gain, either at the time of sale, or in a Kakutei Shinkoku next March...

iDECO - you can't take the money out. You can only switch to other products.

NISA - you can take the money out completely Tax Free

Tokutei Account - you can take the money out and they will withhold the 20% tax on any gain from the proceeds

Regular Account - you can take the money out and you will have to report any gain in a Kakutei Shinkoku and pay any taxes in April 2024.

[thejunman]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

It depends how you hold the bonds / funds. You should be able to sell as few or as many units / bonds as you like

And how you hold the bonds / funds will also determine whether you need to pay any tax on any gain, either at the time of sale, or in a Kakutei Shinkoku next March...

iDECO - you can't take the money out. You can only switch to other products.

NISA - you can take the money out completely Tax Free

Tokutei Account - you can take the money out and they will withhold the 20% tax on any gain from the proceeds

Regular Account - you can take the money out and you will have to report any gain in a Kakutei Shinkoku and pay any taxes in April 2024.

It is a Bond Fund in a NISA account.

[TokyoBoglehead]

I was wondering how I would go about selling bonds on Rakuten Securities?

Is it possible to sell the whole amount or can I only to sell in increments?

I'm a bit short on cash at the moment so I might have to sell some of my investments.

It depends how you hold the bonds / funds. You should be able to sell as few or as many units / bonds as you like

And how you hold the bonds / funds will also determine whether you need to pay any tax on any gain, either at the time of sale, or in a Kakutei Shinkoku next March...

iDECO - you can't take the money out. You can only switch to other products.

NISA - you can take the money out completely Tax Free

Tokutei Account - you can take the money out and they will withhold the 20% tax on any gain from the proceeds

Regular Account - you can take the money out and you will have to report any gain in a Kakutei Shinkoku and pay any taxes in April 2024.

It is a Bond Fund in a NISA account.

You can sell any amount from 100 yen -> on. However, with the Old Nisa, you will not get this space back. If you have taxable investments, I would sell those first.

[pfdsa]

My wife finally decided to open a tsumitate NISA account this year!
Is the emaxis slim all country still the index fund most recommended in this forum?
Since I started my tsumitate NISA 2 years ago only checked it twice, so been away for a while from the forum...