RetireJapan

Sorry, I missed this line the first time. ... Is there a way to figure out how to calculate the retirement bonus or is it institution dependent? I think it depends on the school. Mine had their own chart-and I totally doubt they would have let anyone outside the school control it. Given that you're...

IIRC, I paid in for 29yrs, and my salary was a little less (9m) during my last years. I get a little over ¥2m/yr in pension. (I've been told tho that that is on the low side for 29yrs.) My wife, who made less but had more years total employment--and I'm not sure exactly how many more--makes more in...

Assuming no changes in circumstances (same employer, payments, etc), is that ~2 million yen what I should expect? It seems extremely low. I would understand 4 but 2 is just above the poverty level (~1.3 right?). I feel I am not understanding something here. Japanese nenkin is not designed to provid...

Check your pension statement: https://retirewiki.jp/wiki/Nenkin_Net#Checking_your_Pension_Statement_%E9%80%9A%E7%9F%A5%E6%9B%B8%E3%82%92%E7%A2%BA%E8%AA%8D%E3%81%99%E3%82%8B The amount you will eventually receive depends upon your circumstances in the future - there is no simple answer. Thank you fo...

I have read the info in the links below and am more confused than I was. https://www.nenkin.go.jp/service/jukyu/roureinenkin/kuriage-kurisage/20140421-02.html https://retirewiki.jp/wiki/Japanese_pension_system I just want to know what my pension will be, the plain numbers. My situation is as follows...

Laziness mainly 😅 I think my main approach going forward is going to be mostly global stocks with a big cash position to balance it out. Forgive my ignorance but, what do you mean by "a big cash position"? Several years worth of living expenses. Means we wouldn't need to sell stocks when ...

Thanks. Consider you "thumbed up". What's the rationale for this single diversification? Returns? Safety? Stability? Laziness mainly 😅 I think my main approach going forward is going to be mostly global stocks with a big cash position to balance it out. Forgive my ignorance but, what do y...

Found this. So, none of that unless I understand nothing, which happens more often than I'd like.

https://emaxis.am.mufg.jp/fund/252648.html

I don't bother and just buy one world stock fund and one bond fund , but depending on your goals and level of interest you may want to explore this. Which bond fund do you invest in? How does it perform compared to the eMaxis? Just the eMaxis Slim Developed Country Bond fund 😃 Thanks. Consider you ...

RetireJapan wrote: ↑Thu Jul 11, 2024 12:22 pm I don't bother and just buy one world stock fund and one bond fund, but depending on your goals and level of interest you may want to explore this.

Which bond fund do you invest in? How does it perform compared to the eMaxis?