Search found 59 matches

by smalldog
Mon Sep 30, 2024 1:36 am
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

Any insight why the US is a special outlier in this respect? It depends on the social security agreement between the two countries. https://www.gov.uk/government/publications/state-pensions-annual-increases-if-you-live-abroad/countries-where-we-pay-an-annual-increase-in-the-state-pension Thank you.
by smalldog
Sun Sep 29, 2024 8:09 pm
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

Maybe I’m missing something here, but what special Triple Lock applies to your aunt that is not given to UK citizens living elsewhere in the world? I was under the impression the Triple Lock was applied worldwide to the state pension, not just to those residing in certain countries (the USA?)? Mana...
by smalldog
Sun Sep 29, 2024 8:02 pm
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

I keep on telling my Aunt who lives in America, who has dual nationality and a national insurance number, she is laughing all the way to the bank because she gets the Triple lock upgrade unlike Brits residing in Canada, Australia or Japan. Maybe I’m missing something here, but what special Triple L...
by smalldog
Fri Sep 20, 2024 1:00 pm
Forum: Children/Family
Topic: Q: obtaining UK passport for child born in Japan (UK/Japanese parents)
Replies: 39
Views: 6344

Re: Q: obtaining UK passport for child born in Japan (UK/Japanese parents)

I would also suggest you register your child for the UK Consular Birth Certificate. Whilst it cannot be used for a Passport Application, it will serve as life-long proof of your child's British Citizenship. https://www.gov.uk/register-birth-abroad I did this for the first child then didn't bother f...
by smalldog
Mon Sep 02, 2024 8:36 am
Forum: General
Topic: Electric bicycles
Replies: 15
Views: 1566

Re: Electric bicycles

by smalldog
Sun Sep 01, 2024 12:06 pm
Forum: Stock market investing
Topic: Investing in stocks to “play with” anticipated taxes from funds
Replies: 11
Views: 1140

Re: Investing in stocks to “play with” anticipated taxes from funds

He is hoping to have to pay a lot more tax with his strategy. He hopes to hit a moonshot and find a ten or hundred bagger, outside of his index funds. This will obviously incur a higher CGT liability. Thanks deep blue - a very eloquent summary of my thinking here. Appreciate everyone’s thoughts and...
by smalldog
Sun Sep 01, 2024 8:44 am
Forum: Stock market investing
Topic: Investing in stocks to “play with” anticipated taxes from funds
Replies: 11
Views: 1140

Re: Investing in stocks to “play with” anticipated taxes from funds

Thanks for your replies - we are talking totally outside of NISA here (think if NISA didn’t exist - that’s a totally separate investment package). So this is offsetting the taxes from taxable account EMaxis Slim profits on purchases above NISA limit with potential losses from higher risk “lotto tick...
by smalldog
Sun Sep 01, 2024 8:08 am
Forum: Stock market investing
Topic: Investing in stocks to “play with” anticipated taxes from funds
Replies: 11
Views: 1140

Investing in stocks to “play with” anticipated taxes from funds

As an investor I’m a boring Emaxis Slim All Country evangelist; and am in the privileged position to be able to invest over my NISA limit annually. Let’s say for arguments sake: I invest JPY 400,000 per month in my taxable account for 25 years at an anticipated 7% return including dividends, there w...
by smalldog
Sat Aug 24, 2024 9:42 am
Forum: General
Topic: PR Application - Experience
Replies: 14
Views: 2460

Re: PR Application - Experience

What are people’s thoughts on NOT getting PR due to the downsides? As far as I can figure out there are two: exposure to exit tax and ability to sponsor overseas staff when on certain visas (eg domestic helpers). I have a mortgage and finance here with current status, and whilst I’d like the “guaran...
by smalldog
Tue Aug 13, 2024 10:13 pm
Forum: Spending and Frugality
Topic: Medication, Generic V Brand medication.
Replies: 24
Views: 3233

Re: Medication, Generic V Brand medication.

Never buy OTC drugs in Japan if you can avoid it. Agree OTC drugs in Japan are horrifically expensive, but a least you can include them as part of medical expenses in your tax return, which can cut the net cost up to around 50%. That makes a massive box of some 100+ ibuprofen tablets ¥300-400. Not ...