RetireJapan

Ouch I see, in that case the ideco is useless for her then.
NISA account creation is in the work indeed, since the benefit is about not paying capital gain/dividend tax I guess there is at least an incentive here.

Hi there, question on spouse Ideco. I opened my account a few months ago with SBI, no problem. Now I would like to open also an account for my wife (non JP and unemployed), couple of clarifications would be helpful! 1/ Will she need her own bank account, or can I link her Ideco account to mine (she ...

Thank you all for your answers. Very helpful! I'll try to open an account ASAP today then, already lost quite a bit of time! Is there a source that lists the funds available on the most popular platforms? So far only found comparison of the quantity of funds. One additional thing I'd like to ask. My...

Hey there, finally planning to start my Ideco/Nisa. Regarding the Ideco allowance, is it retroactive? E.g. if I worked and paid taxes in Japan for a shortwhile before starting my Ideco, can I make a larger first payment than the max of my monthly allowance? Also I hear everyone recommend Monex/Rakut...

Well, we can quickly run the OP’s numbers, throw in a couple assumptions, and do a simple comparison: You actually got me curious on rent trends, don't they ever increase? I felt it was a tad too conservative in your calculation to assume the rent would stay flat at 1.8man for 10 years, but I haven...

Thanks a lot for your answer!! In the meantime I managed to do a bit of research, I also cashed out 100 bucks from Firstrade to see what happens 1. Indeed FT takes $35 per transfer, it seems (while IBKR would be free once a month) - not to concerned here, as I don't plan to transfer money in the nex...

Hi there! Sorry for the dumb question. EU citizen, I started investing in ETF via Firstrade - long term play. I tried with $10k to see how it works, and now feel comfortable putting more of my savings in (i.e. ~100-200k). The firs steps process were very easy. But want to make sure I'm covered in th...

Sharing an update in case someone ends in a similar situation: it depends store by store. After checking each store: I had the same issue with 3 stores, one of them would send a 2021 certificate, the 2 others will send a 2020 certificate. Two other stores I ordered with no payment issues also confir...

Would welcome any thoughts. Please be patient as I am still learning the ropes of personal finance. Welcome to the forum! This is what it is for, so everyone will be nice 8-) To answer some of your questions, if you leave Japan permanently you will likely be asked to close all your bank and broker ...

Hi there! Tried buying stuff on Furusato Nozei for the the first time. Placed all orders last week on the 31st. One of the payment for an order I made on Rakuten bounced back. Apparently I reached a debit card limit last month. Rakuten is asking me to confirm or provide another card number. If I do ...