Search found 15 matches

by Leafs_Raps
Sat Feb 13, 2021 6:47 pm
Forum: Legacy NISA (~2023)
Topic: How to put money into Junior NISA?
Replies: 38
Views: 9547

Re: How to put money into Junior NISA?

Afraid not. The money must come from the child's account. Hello everyone, I have actually been sending money from my SMBC account to both my child's and wife's SBI NISA accounts (junior & tsumitate) for the past few years without any issue. I use the SMBC mobile app. The only thing that you mus...
by Leafs_Raps
Fri Sep 20, 2019 4:42 am
Forum: iDeCo
Topic: My experience switching iDeco plans
Replies: 10
Views: 5885

Re: My experience switching iDeco plans

We made the switch at the beginning of September and made our first investment using the select account on September 11 ... Time to call SBI on Tuesday, I guess, unless I am missing something or it just takes a little longer for them to transfer the funds... I think anything involving iDeCo takes m...
by Leafs_Raps
Sun Sep 15, 2019 1:51 am
Forum: iDeCo
Topic: My experience switching iDeco plans
Replies: 10
Views: 5885

Re: My experience switching iDeco plans

My wife and I had pretty much the exact same experience except our funds from our old "original" accounts have not been transferred to our new "select" accounts and since our "original" accounts have been presumably closed (neither of us can no longer log in), we have n...
by Leafs_Raps
Wed Jun 19, 2019 11:13 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

I think this is one more reason we benefit from holding broad market index funds which, while they may have years of losses or stagnation, over the longer term bounce back from each downturn and never require an apology. Absolutely. Which is why I tend to recommend cheap, diversified index funds an...
by Leafs_Raps
Wed Jun 19, 2019 11:12 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

Perfect. I am paying taxes in Japan so I guess there is a way to claim it when I do my 確定申告 next year then? No, you can only offset the US tax on dividends against the Japanese tax on dividends. So you can claim it back within a taxable account (reducing your taxes from 30% to 20%) but not in a NIS...
by Leafs_Raps
Tue Jun 18, 2019 11:33 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

I am very intrigued by high-yield investments such as in the 45歳でアーリーリタイアして資産生活 blog and also the way you seem to be investing (to a lesser extent). I would love to eventually live off passive income if possible but absolutely no confidence whatsoever on how to do it.
by Leafs_Raps
Tue Jun 18, 2019 11:27 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

Thank you again, Ben. Your last post has made me feel better about my investment choices. Everyone on this board seems to be touting the xMaxis funds... At the end of 2018/beginning of 2019, I invested 2,400,000 yen into VOO (the Vanguard S&P 500 ETF) through my regular NISA account at an avera...
by Leafs_Raps
Tue Jun 18, 2019 10:51 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

If you look for diversification and high yield I would consider S-Reits with lots of information in English online to chose names. Just if the trade war intensifies then Singapore could be hit so to bear in mind. Yield around 7%. Finally also to diversify some Asia HY funds actually available in a ...
by Leafs_Raps
Tue Jun 18, 2019 10:49 am
Forum: General
Topic: 45歳でアーリーリタイアして資産生活
Replies: 28
Views: 6925

Re: 45歳でアーリーリタイアして資産生活

Thanks a lot for sharing this, Ben. I am now wondering why it seems that you have invested in more US stocks... Don't you have to pay a 30% withholding on dividends from US companies? I found it easier to find information about US stocks, and the yields were sometimes better. A lot of it was lazine...