RetireJapan

Hi everyone!

I've opened an account with Rakuten, and looking to create a balanced etf / mutual fund portfolio. Judging from this great post, it seems that Japanese mutual funds are superior to etfs. As the post is a bit old, I just wanted to make sure - are mutual funds still the way to go?

Specifically I had the following funds in mind:
ｅＭＡＸＩＳ Ｓｌｉｍ 新興国株式インデックス
ｅＭＡＸＩＳ Ｓｌｉｍ 全世界株式（オール・カントリー）
ｅＭＡＸＩＳ Ｓｌｉｍ 米国株式（Ｓ＆Ｐ５００）
ｅＭＡＸＩＳ Ｓｌｉｍ 先進国株式インデックス

Are they still superior to their etf counterparts,say vanguard? I mean both in cost overhead and performance.

Another somewhat related question, in case a broker collapses, what happens to the money in the account?

grisha--just checking, but you're not US, right?

Non US. Sorry, should have mentioned it...

grisha wrote: ↑Thu Mar 12, 2020 8:37 am Another somewhat related question, in case a broker collapses, what happens to the money in the account?

Investments held by brokers are supposed to be ring-fenced and kept separate from the broker's own money. In the extremely unlikely event of a broker bankruptcy, you would get your investments back, but it might take a while to get everything sorted out.

RetireJapan wrote: ↑Thu Mar 12, 2020 12:44 pm

grisha wrote: ↑Thu Mar 12, 2020 8:37 am Another somewhat related question, in case a broker collapses, what happens to the money in the account?

Investments held by brokers are supposed to be ring-fenced and kept separate from the broker's own money. In the extremely unlikely event of a broker bankruptcy, you would get your investments back, but it might take a while to get everything sorted out.

Thanks for the reply! Feeling more reassured