RetireJapan

I made nisa on December 8 and planning to do the investment of 90000/ monthly (all 9000 through rakuten credit card)and made withdrawal method by credit card payment . I don't think its going through. Im worried . The deposit date is 12 . Its already 16 December. I don't know what to do. Please help me

Deposit amount (withdrawal method)

74%

Accumulation amount (credit card payment)

Contribution Schedule

次の積立 設定締切日:12月12日

90,000 circle

カード利用:12月13日~16日頃 → 積立予定日:1月14日

積立金額:90,000円

その次の積立

設定締切日:1月12日

カード利用:1月13日~16日頃→ 積立予定日:2月12日

積立金額:90,000円

その次の積立 設定締切日:2月12日

カード利用:2月13日~16日頃→ 積立予定日:3月12日 積立金額:90,000円
I don't understand it ... Please help me

There are many ways to fund a securities account, buying mutual funds with a credit card is by far the slowest.

You are charged in the month of application, and the funds are bought in the following month. The lag can be anywhere from 4-6 weeks depending on when you apply, and the card withdrawal date selected.

Bank account sweeps can take 1-2 weeks depending on setting, and security account sweeps are basically instant.

Basically, the CC thing isn't going to work. If you want to fund NISA, do it through bank transfer considering its already December 16th.

The last date for Credit Card transactions this year was 12 November. If you want to use this year's allowance, use an alternative payment method.

https://www.rakuten-sec.co.jp/web/info/ ... 15-01.html

Hiw do i change my payment method.

I want to change to Bank deposit. Is it possible?

The last credit card transaction was November 12...that means my credit payment will start from January 12 and first nisa buy is 14 February

Just use the growth NISA. I don't understand why you're focusing on Tsumitate. Make a spot purchase and use a bank deposit to add money to the growth portion.

Rushann wrote: ↑Mon Dec 16, 2024 12:37 pm The last credit card transaction was November 12...that means my credit payment will start from January 12 and first nisa buy is 14 February

How was the transaction on Nov 12 if you made the NISA on Dec 8?