RetireJapan

I'm a newbie .
Which is the best option for depositing money: credit card or bank account?
I linked my rakuten credit card ... Is it a good idea.. please help me

Buying mutual funds with a credit card will get you (a few) points. There is not really any downside as long as you pay the credit card bill in time.

RetireJapan wrote: ↑Mon Dec 09, 2024 9:40 am Buying mutual funds with a credit card will get you (a few) points. There is not really any downside as long as you pay the credit card bill in time.

The only downside is that it takes over a month to process one setup, and to cancel once setup.

If you want to use bonus functions, (SBI/Rakuten/Monex), you cannot do so with a credit card.

Thank you very much
I don't know about the bonus function... What is it?

Rushann wrote: ↑Tue Dec 10, 2024 3:41 am Thank you very much
I don't know about the bonus function... What is it?

The bonus function allows you to fill your tsumitate portion of NISA by paying in extra if your monthly payments do not add up to 1.2 million yen. Most people do not need to worry about it. Just pay in monthly

ありがとうございます
I've been watching your videos abd learned a lot
Hope to learn more