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Using UK bank card in Japan

Posted: Tue Jun 11, 2024 11:28 pm
by goodandbadjapan
Just out of interest I stuck my UK bank card into a 7-11 machine to see if it would work. It seems to but I cancelled when it asked what I wanted to do. Anyone know what sort of exchange rate you get or what charges there are when pulling money from UK account in Japanese ATM? I don't really need to do this, but just curious with the yen being so weak if it would be worth pulling some money out now and again.

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 1:32 am
by RetireJapan
I've used a NatWest card a few times in the past. Wasn't paying particular attention, but you may pay a fee to the UK bank, there may be an ATM fee, and the rate is decided by the UK bank I believe (as long as the transaction is yen).

Probably better to send it over with Wise, unless you are trying to avoid government attention 8-)

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 2:21 am
by goodandbadjapan
Thanks - have no particular reason to use it right now, but wondered if it would be comparable to Wise. Probably a much smaller limit on what you can take out each day.

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 2:22 am
by adamu
You could... look it up on your bank's website and let us know? :idea:

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 5:56 am
by goodandbadjapan
adamu wrote: Wed Jun 12, 2024 2:22 am You could... look it up on your bank's website and let us know? :idea:
Well, I did try but couldn't find any information about it. That's why I asked! And never having done this I don't know what charges come from the bank, or the ATM I'm using etc.

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 7:57 am
by RetireJapan
NatWest charges for 2.75% for a non-Sterling transaction, plus whatever the ATM fee is.

Re: Using UK bank card in Japan

Posted: Wed Jun 12, 2024 11:58 am
by Wales4rugbyWC23
The only time I use my Lloyds debit card is to buy birthday and Christmas presents that my family have deposited money for me in my UK bank account. You do not get a great currency rate and you get charged commission. However, when I was purchasing with the card, the cashier asked if I wanted the sales tax refunded, thinking I was a non-resident.....