Rakuten CC tsumitate is now 100,000 yen a month

[RetireJapan]

Woo-hoo! Going to change my settings now

https://www.rakuten-sec.co.jp/web/info/ ... 0240308-03

EDIT: also Monex from March 25 https://info.monex.co.jp/news/2024/20240307_02.html

[adamu]

Prediction: 3 months later: we're halving the points for credit card payments

edit: clarify this was prediction, not something they have planned

[RetireJapan]

3 months later: we're halving the points for credit card payments

D'oh! They got me AGAIN

[adamu]

3 months later: we're halving the points for credit card payments

D'oh! They got me AGAIN

Ahh sorry just to be completely clear, I wasn't stating something they've publicly planned / said they will do this time. Just predicting based on past actions.

For example: They lowered the credit card points from 1% to 0.2% and did a huge push for Rakuten Cash (68-post thread), then put them back up to half the original value 0.5%, with a short term campaign where you could get 1% for a few months and then hopefully forget you were being short changed, negating any value of Rakuten Cash after all. Then they gave you the option to get 1% again by getting the Rakuten Premium Card, but shortly after that cut the benefits of the Premium Card considerably.

[RetireJapan]

Sure, I got that. I only got the stupid Rakuten CC to do tsumitate with them shortly before they nerfed it last time

[beanhead]

Thanks for that. Just changed my settings away from the Rakuten Cash to just credit card.

[Andy.]

Is there any benefit to keeping 50k on credit card and 50k on Rakuten Cash? I currently have those settings, but wondering if it's better to change it to 100K Rakuten credit card just for simplicity.

Andy

[MyTime]

Please excuse the "dummy" question, but am I right in my understanding that it has to be a Rakuten credit card, not just any credit card?

[captainspoke]

Someone should produce a reality TV show, centered on a group of people whose main connection is their focus on CC points.

[RetireJapan]

Please excuse the "dummy" question, but am I right in my understanding that it has to be a Rakuten credit card, not just any credit card?

Yes, Rakuten CC only to invest with Rakuten Securities.