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UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Tue May 02, 2023 6:01 am
by concerned
Hi All
In case anyone is interested, here is a petition to reinstate the tax relief allowing mortgage interest to be set against rental income,
https://petition.parliament.uk/petitions/627785

Re: UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Tue May 02, 2023 7:08 am
by Wales4rugbyWC23
Signed, but you can incorporate to avoid this- although quite expensive.

Re: UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Tue May 02, 2023 11:34 pm
by concerned
Thanks! for the signing.
I can imagine incorporating with its requirements and such would be more expensive, and I guess not worth doing with one apartment

Re: UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Mon May 08, 2023 9:54 am
by KyushuWoozy
Wales4rugbyWC19 wrote: Tue May 02, 2023 7:08 am Signed, but you can incorporate to avoid this- although quite expensive.
Can but you don't want to. Very good explanation here:

https://open.spotify.com/episode/195K5p ... =copy-link

Re: UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Wed Jul 26, 2023 12:47 am
by camikins
Interesting that it isnt tax deductible. In Canada where I come from, mortgage interest is 100% tax deductible as it's treated as a business expense. Must be hard to cashflow rentals in the UK then.

Re: UK Reinstate tax relief allowing mortgage interest to be set against rental income

Posted: Wed Jul 26, 2023 11:41 am
by Wales4rugbyWC23
camikins wrote: Wed Jul 26, 2023 12:47 am Interesting that it isnt tax deductible. In Canada where I come from, mortgage interest is 100% tax deductible as it's treated as a business expense. Must be hard to cashflow rentals in the UK then.
Landlords are the only people you can still be not nice about...