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Fund for short term

Posted: Fri Jan 27, 2023 4:57 am
by Gulliver
Thoughts on this fund for A Japanese investor looking to the short (or even long) term in today’s environment? It’s available in both a hedged and unhedged product and both available for NISA. It looks like they’re performing.

野村インデックスファンド・米国株式配当貴族
(愛称:Funds-iフォーカス米国株式配当貴族)
https://fund.monex.co.jp/detail/01311171?spview=on

And

野村インデックスファンド・米国株式配当貴族・為替ヘッジ型
(愛称:Funds-iフォーカス米国株式配当貴族・為替ヘッジ型)
https://fund.monex.co.jp/detail/01312171?spview=on

Re: Fund for short term

Posted: Fri Jan 27, 2023 9:56 am
by adamu
Cash is for short term :-)

Re: Fund for short term

Posted: Fri Jan 27, 2023 11:36 am
by Gulliver
adamu wrote: Fri Jan 27, 2023 9:56 am Cash is for short term :-)
Normally I would agree with you but this is the magical land of the NISA where you can invest in the equity market tax-free for short three year periods. ;)

Re: Fund for short term

Posted: Sat Jan 28, 2023 6:58 am
by beanhead
Gulliver wrote: Fri Jan 27, 2023 11:36 am
Normally I would agree with you but this is the magical land of the NISA where you can invest in the equity market tax-free for short three year periods. ;)
...and hope, of course, that your investments are up after those 3 years?
If you have other sources of money, no issue. But if you definitely need that money after 3 years for a house deposit, uni fees or something, it is a bit risky to invest in funds or stocks. (that is what adamu is getting at, I am sure)

Re: Fund for short term

Posted: Wed Feb 01, 2023 5:56 am
by entdark
< 5-10years horizon I'd say interest account/cash.