RetireJapan

This is in the dummies section because it feels like a stupid question, but I want to be sure.

Are there any NISAs that allow you to put in different amounts each month? Like maybe it just allows a minimum amount each month, or maybe there's a fixed amount but you can top up if you have more cash that month, for example?

Hi Hymix

I believe all NISA accounts allow you to pay in whever you want within the calendar year (the regular and junior ones certainly do). I'm not 100% sure about the tsumitate one.

Anyone else?

A NISA is not an account that you transfer money to, it's an allowance for buying tax-protected securities.

Usually you transfer money to an account at a NISA provider. The transfer does not affect your allowance, it's just a bank transfer to a holding account. Then you use the money to buy something under NISA regulations - the amount you buy is deduced from your NISA allowance and the purchase becomes tax-protected. There are no restrictions to how much or when you can transfer, only how much you can buy.

I'm not sure whether some providers provide regular saving plans, but I always just buy whatever I want whenever I feel like it.

edit: ooh, 100th post!

"edit: ooh, 100th post!"

Nice one!

OK, that's good to know, and clearly the dummies thread was the correct place for me to ask!