American With Some Problems
Posted: Tue Mar 08, 2022 4:42 am
Okay, been living in Japan for about 3 years now, am moving with my fiance from Kyushu to Tokyo at the end of this month. Due to this, I will need to have some cash on hand because moving costs are going to slaughter me.
About a month or so ago, I made a checking/brokerage account with Charles Schwab. As of this morning the account has been restricted because they were made aware of the fact that I am living in Japan. So I now need to move my investment portfolio as well as my checking account over to a new finanical institution.
I have also recently recieved a 6 figure sum of money from a court settlement, which is currently sitting in my hometown bank checking account gaining no interest (which is killing me on the inside).
Due to my driver's licence info being outdated, I can't open an account at most(any, really) conventional banks. I have a U.S. address (my families address), as well as a family member that holds power of attorney for me, that I can use for opening up an account back home. Schwab was definitely the best option I feel, and I messed that one up.
I have standard Japanese bank account that my salary goes into, and I use Wise to transfer funds into it whenever I may need. Most of my shopping is done online, and I use my American debit card for that.
So I guess my main question is, where should I move everything to? Right now I am thinking of joining American Citizens Abroad or the American Consumer Council in order to open an account with the State Department Federal Credit Union, but I don't believe that will solve all of my problems. Anybody have any advice? I know this is all over the place but I'm so lost.
About a month or so ago, I made a checking/brokerage account with Charles Schwab. As of this morning the account has been restricted because they were made aware of the fact that I am living in Japan. So I now need to move my investment portfolio as well as my checking account over to a new finanical institution.
I have also recently recieved a 6 figure sum of money from a court settlement, which is currently sitting in my hometown bank checking account gaining no interest (which is killing me on the inside).
Due to my driver's licence info being outdated, I can't open an account at most(any, really) conventional banks. I have a U.S. address (my families address), as well as a family member that holds power of attorney for me, that I can use for opening up an account back home. Schwab was definitely the best option I feel, and I messed that one up.
I have standard Japanese bank account that my salary goes into, and I use Wise to transfer funds into it whenever I may need. Most of my shopping is done online, and I use my American debit card for that.
So I guess my main question is, where should I move everything to? Right now I am thinking of joining American Citizens Abroad or the American Consumer Council in order to open an account with the State Department Federal Credit Union, but I don't believe that will solve all of my problems. Anybody have any advice? I know this is all over the place but I'm so lost.