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Paying iDeCo Yearly/biannually

Posted: Fri Apr 13, 2018 11:41 pm
by RetireJapan
Got an email from HR today saying they are not planning to support the new annual or month-specific payments within the salary deduction system. I guess you can set them up in your iDeCo account now?

http://diamond.jp/articles/-/154533

Unfortunately the annual limits do not seem to have been increased this time -which would be much more interesting ;)

Re: Paying iDeCo Yearly/biannually

Posted: Fri Apr 13, 2018 11:52 pm
by RetireJapan
Seems to be mainly a way of 'topping up' an account with the unused allowance -ie you are not allowed to front-load it by paying everything in January (the only slightly interesting option, in my opinion) but instead can overpay any unused allowance (so pay nothing Jan-May, for example, then pay 6 months' worth in June) later.

Re: Paying iDeCo Yearly/biannually

Posted: Fri Aug 17, 2018 3:05 pm
by Ditto
RetireJapan wrote: Fri Apr 13, 2018 11:52 pm Seems to be mainly a way of 'topping up' an account with the unused allowance -ie you are not allowed to front-load it by paying everything in January (the only slightly interesting option, in my opinion) but instead can overpay any unused allowance (so pay nothing Jan-May, for example, then pay 6 months' worth in June) later.
Seems you have covered the topic already. Missed reading this post.