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Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Fri Nov 26, 2021 12:07 pm
by Ichigo
Hello,
I apologize for asking so many dumb questions
I want to max out this year's T-Nisa allowance and wondering if it's too late to make a bonus payment? According to my schedule the next withdrawal would be on 27 Dec. Would this be my contribution for January?
There is an "Instant Deposit" option in Monex, but my bank (Shinsei) is not supported. Is there any other way to deposit money directly to my T-Nisa, before the end of the year?
Thank you for your help!
Best regards,
Ichigo
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Fri Nov 26, 2021 12:34 pm
by zeroshiki
You could cancel your current tsumitate and create a new one for December 15 or something (choose a sufficiently early time) and then set the bonus on that new tsumitate.
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Mon Nov 29, 2021 2:19 am
by Ichigo
Thanks @Zeroshiki!
I will just try to set up a bonus. But then, my worry is that this amount will be moved over to 2022. (I cannot find any deadlines for this year, only a schedule from last year). The schedule I posted earlier confuses me. The next withdrawal will be on 27 Dec. Will this go to my 2021 allowance?
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Mon Nov 29, 2021 6:05 am
by zeroshiki
Good question. It seems like you go over the deadline in this situation so your 12/27 tsumitate is processed in January which would make it part of the next NISA year. Someone with Monex might be able to answer more definitely than me though.
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Tue Nov 30, 2021 8:24 am
by Ichigo
Thank you zeroshiki.
I found this from last year, wonder if it does apply this year, too?
https://info.monex.co.jp/news/2020/20201207_04.html
Hope someone can help.
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Tue Nov 30, 2021 8:43 am
by EmaxisSlim Cultist
You should be able to fund it sooner. Maybe transfer the money into your Securities account FIRST and not use a sweep setting?
Experiment, and see what timeline it gives you.
This definitely should be doable in some form.
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Tue Nov 30, 2021 9:19 am
by Ichigo
Thank you @EmaxisSlim Cultist!
Would this be the right form to transfer money from my bank to the Monex Security account? Delivery date would be 8 Dec.
If successful, it would be just a deposit? How can I move it into my T-Nisa? As far as I know, you can only transfer money from お預り金・日興ＭＲＦ（特定）to Junior Nisa, but not to Tsumitate?
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Tue Nov 30, 2021 9:57 am
by EmaxisSlim Cultist
Ichigo wrote: ↑Tue Nov 30, 2021 9:19 am
Thank you @EmaxisSlim Cultist!
Would this be the right form to transfer money from my bank to the Monex Security account? Delivery date would be 8 Dec.
Screen Shot 2021-11-30 at 18.03.14.png
If successful, it would be just a deposit? How can I move it into my T-Nisa? As far as I know, you can only transfer money from お預り金・日興ＭＲＦ（特定）to Junior Nisa, but not to Tsumitate?
Screen Shot 2021-11-30 at 18.08.11.png
All the details are here, including the schedules for withdrawal.
https://info.monex.co.jp/fund/tsumitate/flow.html
Their bonus guide seems to suggest it is possible, look at #3 at the bottom.
https://info.monex.co.jp/nisa/tsumitate/index.html
Re: Too late for Bonus Payment in T-Nisa? Instant Deposit (Monex)
Posted: Wed Dec 01, 2021 2:23 am
by Ichigo
@ EmaxisSlim Cultist
Thanks a lot! I really appreciate your help!
I was able to transfer money to my General Securities Account, changed my monthly payment and set up a bonus (December). I changed the purchase date to 02 Dec, but withdrawal date from my Security Account is still 27 Dec, and deposit date 11 Jan. Well, I guess I have to wait and see what happens...
Best regards,
Ichigo