Bonds in nisa/ideco vs taxable

This is a safe space to ask any questions, no matter how basic.
Post Reply
graben
Newbie
Posts: 13
Joined: Mon Feb 10, 2020 11:57 am

Bonds in nisa/ideco vs taxable

Post by graben »

In the U.S. it is recommended to keep bonds in retirement accounts to reduce taxes. Is this applicable to Japan as well?
captainspoke
Sensei
Posts: 1573
Joined: Tue Aug 15, 2017 9:44 am

Re: Bonds in nisa/ideco vs taxable

Post by captainspoke »

graben wrote: Fri Feb 19, 2021 2:10 pm In the U.S. it is recommended to keep bonds in retirement accounts to reduce taxes. Is this applicable to Japan as well?
Since bonds aren't paying much these days, it may be better to keep appreciating assets in those accts.
User avatar
Kanto
Veteran
Posts: 827
Joined: Wed Apr 22, 2020 6:28 am

Re: Bonds in nisa/ideco vs taxable

Post by Kanto »

captainspoke wrote: Sat Feb 20, 2021 12:53 am
graben wrote: Fri Feb 19, 2021 2:10 pm In the U.S. it is recommended to keep bonds in retirement accounts to reduce taxes. Is this applicable to Japan as well?
Since bonds aren't paying much these days, it may be better to keep appreciating assets in those accts.
I agree. Especially considering you can rebalance in your iDeCo at any time.

My experience with bonds so far. :lol:

eMAXIS Slim 先進国債券インデックス +527 +0.26 %
楽天・全世界債券インデックス(為替ヘッジ)ファンド -522 -1.03 %

Perhaps I should have bought 2029 treasury notes via Rakuten...
ivanpgs
Regular
Posts: 75
Joined: Thu Nov 16, 2017 7:24 am

Re: Bonds in nisa/ideco vs taxable

Post by ivanpgs »

Kanto wrote: Sat Feb 20, 2021 1:35 am
captainspoke wrote: Sat Feb 20, 2021 12:53 am
graben wrote: Fri Feb 19, 2021 2:10 pm In the U.S. it is recommended to keep bonds in retirement accounts to reduce taxes. Is this applicable to Japan as well?
Since bonds aren't paying much these days, it may be better to keep appreciating assets in those accts.
I agree. Especially considering you can rebalance in your iDeCo at any time.

My experience with bonds so far. :lol:

eMAXIS Slim 先進国債券インデックス +527 +0.26 %
楽天・全世界債券インデックス(為替ヘッジ)ファンド -522 -1.03 %

Perhaps I should have bought 2029 treasury notes via Rakuten...
Speaking about US treasury notes. Isn't the US government issue them several times a year?

According to the following link:

https://www.treasury.gov/resource-cente ... ctions.pdf

The next tentative for 10 years notes (and 3 years as well) is Wednesday, May 05, 2021 (announcement), Wednesday, May 12, 2021(auction) and Monday, May 17, 2021 (settlement). I have never tried to buy any of this things and also wonder if Rakuten will offer them again, but who knows, depending on the rising interests it might be a future option.
Post Reply