Roger Van Zant wrote: ↑Thu Aug 10, 2023 2:36 am
However, it's all purely academic, right? Since I am only earning and spending yen?
Kind of.
You should be prepared for the value to fall by this 20%, because it is not real growth of your funds. It is probably not sustainable. That's all.
Keep saving and investing what you can in yen. You can't control FX, so there is certainly no reason to worry about it.
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
Roger Van Zant wrote: ↑Thu Aug 10, 2023 2:36 am
However, it's all purely academic, right? Since I am only earning and spending yen?
Kind of.
You should be prepared for the value to fall by this 20%, because it is not real growth of your funds. It is probably not sustainable. That's all.
Keep saving and investing what you can in yen. You can't control FX, so there is certainly no reason to worry about it.
It hadn't even occurred to me to work out the value of my investments in dollars until I read this thread, simply because it has 0% bearing on my life (I earn, spend, and invest only in yen).
Investments:
Company DB scheme ✓
iDeCo (Monex) eMaxis Slim All Country ✓
新NISA (SBI) eMaxis Slim All Country ✓
Japanese pension (kosei nenkin) ✓
UK pension (Class 2 payer) ✓
