RetireJapan

Tsumitate Wrestler wrote: ↑Tue Jun 11, 2024 12:26 am

nanaya wrote: ↑Mon Jun 10, 2024 7:17 am

Tsumitate Wrestler wrote: ↑Sun Jun 09, 2024 10:43 pm Bankcard, credit card, cash, sure would be handy to have that all with you. Maybe in some sort of walletike contraption?

some banks nowadays (sbi net, paypay, and probably others) support atm usage just by scanning qr code from their app (also known as "スマホATM")

Oh absolutely, that is nice when it is supported.

Bottom line, 99% of us at least need to have a Gaijin card on us at all time. A 1man and 1000 yen note present no real extra bulk or weight in addition to this.

Keep it in your bag, case, under your phone, in your key case, in your...shoe?

I mean if an earthquake, disaster or an I.T issue hits, you probably want some cash. To me it seems like such a no brainier.

I have a case on my phone. In the case I have two credit cards, suica card, zairyu card, driving license, 16,000 yen emergency cash in notes. The notes have saved me more times than I can count.

Basically don't need my wallet 99% of the time.

RetireJapan wrote: ↑Tue Jun 11, 2024 12:41 am

Tsumitate Wrestler wrote: ↑Tue Jun 11, 2024 12:26 am

nanaya wrote: ↑Mon Jun 10, 2024 7:17 am

some banks nowadays (sbi net, paypay, and probably others) support atm usage just by scanning qr code from their app (also known as "スマホATM")

Oh absolutely, that is nice when it is supported.

Bottom line, 99% of us at least need to have a Gaijin card on us at all time. A 1man and 1000 yen note present no real extra bulk or weight in addition to this.

Keep it in your bag, case, under your phone, in your key case, in your...shoe?

I mean if an earthquake, disaster or an I.T issue hits, you probably want some cash. To me it seems like such a no brainier.

I have a case on my phone. In the case I have two credit cards, suica card, zairyu card, driving license, 16,000 yen emergency cash in notes. The notes have saved me more times than I can count.

Basically don't need my wallet 99% of the time.

I mean that is a wallet, you have a wallet phone case.

I can actually use my phone as the key to my car.
I use it to traverse public transport and it contains at least another 5 payment methods...
And just learnt I may be able to use my phone at an ATM machine.

And yet, I'm consistently unable to get a single member of my family to answer when I call them on it!
Honestly, I'd be better off flinging coins at them to get their attention.
Yet whenever I'm in their vicinity their hands and eyes are glued to the damn things!

My wallet? I've been minimalist since the early 90's.
I used a Paul Smith leather business card holder for decades. Bank cards and folded notes.
Now I'm on an "i-clip" card holder thing. Great value for money. I can store as many cards as I need and a few notes.

Coins. I used to rely on one armed bandits to relieve me of them.
Now the just accumulate around my desk. I must have kgs of them..
Maybe they'll design an app to help me get rid of them.

Tsumitate Wrestler wrote: ↑Tue Jun 11, 2024 1:54 am I mean that is a wallet, you have a wallet phone case.

I also have a fat wallet full of coins, hospital cards, more credit cards and bank cards, gym membership card, and around 80,000 yen in notes

That more or less lives in my backpack.

RetireJapan wrote: ↑Tue Jun 11, 2024 2:07 pm

Tsumitate Wrestler wrote: ↑Tue Jun 11, 2024 1:54 am I mean that is a wallet, you have a wallet phone case.

I also have a fat wallet full of coins, hospital cards, more credit cards and bank cards, gym membership card, and around 80,000 yen in notes

That more or less lives in my backpack.

Those freaking hospital cards, very annoying. I need to spend all my loose change on the delicious 711 fruit smoothies.

For coins, Japan is one of the best countries in the world for letting you pay the small amount even if you still need change.

For example, hand over ¥522 for something that costs ¥272.
You'll get ¥250 back.
Pay: 5 coins. Get back: 3 coins. And useful ones (2x¥100 and 1x¥50).

In other countries (or if you only hand over the ¥500) they'll give you the ¥22 back and then hand you ¥228 from the ¥500, leaving you with a total of 12 coins, including 5x¥1, 1x¥5, 4x¥10...
Pay: 1 coin. Get back: 8 coins.

Always pay the small digits, even if it goes over the higher denomination coins. If it's a machine, put them in first.

Using this method I never have more than a few coins and have thus solved one of life's vexing problems.

adamu wrote: ↑Wed Jun 12, 2024 12:54 am For coins, Japan is one of the best countries in the world for letting you pay the small amount even if you still need change.

For example, hand over ¥522 for something that costs ¥272.
You'll get ¥250 back.
Pay: 5 coins. Get back: 3 coins. And useful ones (2x¥100 and 1x¥50).

In other countries (or if you only hand over the ¥500) they'll give you the ¥22 back and then hand you ¥228 from the ¥500, leaving you with a total of 12 coins, including 5x¥1, 1x¥5, 4x¥10...
Pay: 1 coin. Get back: 8 coins.

Always pay the small digits, even if it goes over the higher denomination coins. If it's a machine, put them in first.

Using this method I never have more than a few coins and have thus solved one of life's vexing problems.

I used to do this but now I can pay with my CC pretty much everywhere so the few times I need to use coins leave me with a multiplying stash. Might just give them to the grandkids (they are still excited by small denominations)

adamu wrote: ↑Wed Jun 12, 2024 12:54 am Always pay the small digits, even if it goes over the higher denomination coins. If it's a machine, put them in first.

I always love freaking the cashier out when the bill totals a number like ¥836 and I hand over something like ¥1341... You see the cogs whirring, do they say something, am I mental. It's a foreigner, he probably doesn't understand... Then they just chuck the money in the till and it spits out 2 coins. Makes me chuckle anyway...

One of the life’s little annoyances is getting stuck behind (typically little old ladies) counting out their coins 1 by 1 to take a minute or two to complete a transaction that should take seconds. I suspect a lot of them are doing the same as Bushiman

Maybe I’m an outlier but I’d say 98% of my shopping is cashless. There is only one place I regularly use cash, a local bakery that doesn’t have any other options. Occasionally a drinks vending machine out in the sticks will be cash only too.

Probably 60% is done with ID (on my phone), 25% with Visa touch (on my phone) and the rest Pasmo (again on my phone). Even the car park near my children’s school uses license plate recognition and lets me pay by credit card on the app.

Bushiman wrote: ↑Thu Jun 13, 2024 12:12 am when the bill totals a number like ¥836 and I hand over something like ¥1341...

Is that a real example or did you contrive it for this thread? Have to admit figuring that out on the spot would be beyond me