RetireJapan

tbsmj wrote: ↑Fri Aug 18, 2023 9:38 am Is it even possible to lump sum an entire year's worth of New NISA? I somehow pieced out that you could only do that for the growth portion (2.4m), but that the tsumitate portion (1.2m) had to be filled in monthly installments. Was that a misunderstanding on my part?

northSaver wrote: ↑Fri Aug 18, 2023 1:05 am

Roger Van Zant wrote: ↑Thu Aug 17, 2023 11:51 pm … the alternative is just to leave it sitting in my bank account.

Or buy Japanese stocks, bonds, REITs, investment property, businesses, etc. to remove the currency risk (but add a few other risks so this is not really a recommendation).

Roger Van Zant wrote: ↑Thu Aug 17, 2023 11:51 pm Were you suggesting that because the yen is weak at the moment, it’s better to hold off investing in any mutual funds?

No. You should do what you were suggesting. The only concern in my opinion is lump summing in January 2024 if the yen is still very weak. Is it better to spread it throughout the year? That's the question a lot of us here will be asking ourselves nearer the time. There is no right or wrong answer of course, because no one has a crystal ball. It boils down to a personal decision... and then luck.