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Re: Share your stock portfolio!
Posted: Wed Jun 23, 2021 8:09 am
by mighty58
Tallying up the results so far for % of portfolio in individual stocks:
- Zero: 3
- 1-10%: 4
- 11-20%: 1
- 21-30%: 3
- 31%+: 1
Granted it's a small sample size, but good to see most people are concentrating on index funds. Hopefully will have some more responses!
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 5:10 am
by TJKansai
RetireJapan wrote: ↑Wed Jun 23, 2021 7:51 am
TJKansai wrote: ↑Wed Jun 23, 2021 6:51 am
I read your post, and was curious how you define taxable and tax-advantaged.
Very simple (my sole residence is Japan and thankfully I have nothing to do with the IRS): NISA and iDeCo are tax-advantaged, everything else is taxable.
Problem for Nissan is that everyone else is going hard into EVs, so they may have lost their first-mover advantage (that Toyota gave them by being pig-headed). Sigh.
So the dividend income off a REIT is not worth protecting in a NISA? I guess the REIT tax advantage depends on which country we are talking about. Most of the US advice seems to point toward having it in an IRA.
Toyota (and Honda) were both slow, spoiled by their success with hybrids. Nissan and Honda now push this e-power system which using a gas engine to charge the batteries. Very efficient, but not really EV. Mitsubishi has the Outlander, but we drove it on a one-day test drive and drained the battery in just 3-4 hours.
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 5:29 am
by Kanto
TJKansai wrote: ↑Wed Jun 23, 2021 6:51 am
So the dividend income off a REIT is not worth protecting in a NISA? I guess the REIT tax advantage depends on which country we are talking about. Most of the US advice seems to point toward having it in an IRA.
Many Japanese REIT funds, like ｅＭＡＸＩＳ Ｓｌｉｍ 先進国リートインデックス reinvest internally. You can stick the fund anywhere. If you are bullish on REITs vs Equities then I would stick it in a NISA.
I am 100% index funds, 0 stocks.
92%- Equities
6 %- Bond funds
2%- REITS
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 6:37 am
by eyeswideshut
50% global stock ETFs
4-5% individual stocks
20% developed world government bond ETFs
15% real estate investments
6% gold
5% cash
I call it the "Boomer Portfolio" even though I am GenX.
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 12:41 pm
by runmanTX
100% ETF (total stock market index)
But I'm a mega newbie and only started my investing journey 3 months ago.
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 12:57 pm
by Kanto
runmanTX wrote: ↑Thu Jun 24, 2021 12:41 pm
100% ETF (total stock market index)
But I'm a mega newbie and only started my investing journey 3 months ago.
You do not need to change anything until your around 50 imo!
But....You may want to consider a mutual fund version over an ETF if you are investing in Japan. You will save a bit on fees, and can avoid paying taxes on dividends.
Re: Share your stock portfolio!
Posted: Thu Jun 24, 2021 1:18 pm
by runmanTX
Kanto wrote: ↑Thu Jun 24, 2021 12:57 pm
runmanTX wrote: ↑Thu Jun 24, 2021 12:41 pm
100% ETF (total stock market index)
But I'm a mega newbie and only started my investing journey 3 months ago.
You do not need to change anything until your around 50 imo!
But....You may want to consider a mutual fund version over an ETF if you are investing in Japan. You will save a bit on fees, and can avoid paying taxes on dividends.
Bad news is I'm 53 yo.
(I'm a late starter as it took me forever to pay off my outrageous student loans.)
I'm a US citizen so that's why I'm going with US domiciled ETF's versus mutual funds.
Re: Share your stock portfolio!
Posted: Tue Feb 01, 2022 11:34 am
by captainspoke
captainspoke wrote: ↑Fri Jun 18, 2021 7:52 am
a) stocks -- 15.95%
b) ETFs -- 70.39%
c) cash -- 13.67%
The stocks are dividend stocks, of course with an eye to appreciation/opportunity/timing. Three tobaccos, three REITS, two energy (oil), one telecom. Not married to any of these, except MO (3.64%), as maybe my oldest holding, held onto for nostalgia--and why not since it pays well and I don't want to take the gains.
Also nine ETFs, heavy tilt towards growth/tech, and a small side of basic index. Five of these come to 54.6%, and I see these as "core".
**
The total there comes to 100, or should, but the skew is that I have about the same amount of cash on hand here, so if included that would increase the last percentage and shrink the other two.
No bonds, no gold, no crypto. Also nothing specifically international, but a few of the smaller ETFs have foreign holdings (and most large US companies are inter/multi national).
Edit: oops, I guess one of the smaller ETFs (EMQQ) is all international.
Since Ben has just blogged about it, I thought I'd revisit this, and it's not too different. The "updated" percentages are:
a) stocks -- 15.07% (x9 names, and the mix has changed a little)
b) ETFs -- 71.34% (x7, down from nine before)
c) cash -- 13.59%
Very similar, and the same comments apply--tho I sold EMQQ pretty soon after the previous post. With the recent 'correction', the total (as dollars) is now up about 4% since that earlier post on june 18th.
Re: Share your stock portfolio!
Posted: Thu Feb 03, 2022 12:38 pm
by robster
Mine goes something like this :
Individual stocks : 0%
Index funds (mix of ETFs and MFs) 100%
breakdown of Index funds: 7% Bonds / 3.5% Japan (topix) / 9% Emerging / 80% Developed
I like to (or should I say my wife likes me to) keep plenty of cash on hand, and I count that as ballast in place of bonds.
No interest in getting into individual stocks, crypto or gold, but beginning to think investing in a home brew kit might not be a bad idea.
Re: Share your stock portfolio!
Posted: Fri Feb 04, 2022 7:15 am
by Viralriver
I keep track of it in an Excel sheet, and this is what it looks like right now. Definitely more on the high risk side, and hoping to balance the stocks -> index/mutuals at some point a little more.