beanhead wrote: ↑Fri Oct 25, 2024 2:32 am
I may trick myself into not worrying about re-purchase prices by buying different assets.
I think this is a surmountable problem.
Let’s say you have 10,000 yen of free cash (feel free to pick a larger amount), and you deposit it to your securities account.
Then one day, you enter
1) a sell order worth 10,000 yen of Fund XYZ from your tokutei account, and
2) you also buy 10,000 yen worth of the same fund in your NISA.
Both sell and buy orders will be executed at the same price, if you enter then before the same order deadline.
The 10,000 yen you had already will go towards the NISA purchase, but a few days later you’ll get the 10,000 yen from the sale of the fund back.
I am ignoring the tax here, since personally I don’t have my tokutei account set to auto-collect taxes, and file a kakutei shinkoku. If one does have the tax automatically deducted then yes the amount received back will be less tax though, so it’s not for everyone.