Not really, a few small things.Biketokyo wrote: ↑Thu Sep 01, 2022 9:30 pm Thank you for good points about S&P500 vs global index funds. My thought is since most of our savings in my name are in an S&P index fund with my broker in the US it might make the most sense for my wife’s NISA and iDECO to focus on global index funds. My feeling is that it’s ok if they don’t outperform the S&P500 as long as they are still performing reasonably well and give us (me mostly) a bit of a psychological cushion when worrying about the US. My understanding is that US companies still make up a significant portion of global index funds as well.
Besides concerns that a global index fund might slightly underperform an S&P500 one, is there any other argument against a global index fund since we already have a lot of savings in an S&P500 index fund?
1. If you consider your shared portfolios, you will most likely always be overweighting the US if you are already invested in US markets. However, this will diminish slowly overtime, and not a major concern.
2. It will be slightly more complicated to sell your assets in retirement and keep things balanced, but this is a very minimal concern.
No one here would every call an S&P500 index fund a bad investment, it is simply more of a bet in US supremacy vs global equities which are an admission of uncertainty.
