RetireJapan

TJKansai wrote: ↑Thu Nov 28, 2024 1:47 am

adamu wrote: ↑Wed Nov 27, 2024 4:49 am What do you pay without using the wise card?

I normally use USD

If you have a USD income source, that makes sense. You were talking about GBP above, so if you had a cheaper alternative I wanted to know about it

adamu wrote: ↑Thu Nov 28, 2024 2:38 am

TJKansai wrote: ↑Thu Nov 28, 2024 1:47 am

adamu wrote: ↑Wed Nov 27, 2024 4:49 am What do you pay without using the wise card?

I normally use USD

If you have a USD income source, that makes sense. You were talking about GBP above, so if you had a cheaper alternative I wanted to know about it

The GBP was just what Wise was showing when I grabbed the quote. Sorry to mislead you.

An Aussie friend relies on the Wise debit card when traveling in the EU for extended periods and is a satisfied customer.

If I dont have the local currency in my Wise account (say I have USD, but not Yen), is it better for me to convert into Yen before using the card here?

Or is it OK to let Wise automatically do the conversion? (This would assume the conversion rate would be about the same, whether I do it or they do it).

Thanks.

Last time I went abroad I used my Mastercard CC and paid it all off in one go. So no interest, but I guess I got screwed on the exchange rate. Is the wise *much* cheaper as a debit card?

adamu wrote: ↑Thu Nov 28, 2024 2:38 am

TJKansai wrote: ↑Thu Nov 28, 2024 1:47 am

adamu wrote: ↑Wed Nov 27, 2024 4:49 am What do you pay without using the wise card?

I normally use USD

If you have a USD income source, that makes sense. You were talking about GBP above, so if you had a cheaper alternative I wanted to know about it

Suggest using the Revolut App & Card. Same principle, but higher free allowance per month. Look into it, setup is also free and easy.