Can someone explain how the 'bonus' portion of Tsumitate works?
Re: Can someone explain how the 'bonus' portion of Tsumitate works?
thanks-how many times can you throw in the bonus?is it twice?
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Re: Can someone explain how the 'bonus' portion of Tsumitate works?
Did you watch our poxed leaders video? -> https://www.youtube.com/watch?v=23Yyu7OJIec
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Re: Can someone explain how the 'bonus' portion of Tsumitate works?
I apologize for my lack of knowledge here. My wife just opened up a Rakuten Bank and NISA. We put 100000 yen in her NISA today. I thought that is the max/month one can do but I think maybe I'm wrong? She has 3 more months to fill in the max amount of 1.2 m yen before year end. I'm confused how to do this? She has the money in her Rakuten bank account. Is there a bonus button where she can transfer the rest? You mentioned front loading which sounds good as stocks have dropped lately. Thanks for your forum and your time.RetireJapan wrote: ↑Wed Jul 10, 2024 12:18 am CC points limits are now 100,000 yen a month.
The amount of the bonus is going to be 1.2m yen minus the amount of your monthly payments. If you want to front load your tsumitate portion by paying in a lump sum at the beginning of the year, you need to set the monthly payments to the minimum (usually 100 yen a month).
Personally I find investing the same amount every month to be the easiest option (I use a Rakuten CC to get points but it is not generous enough to be a major deciding factor).
Kelly
Re: Can someone explain how the 'bonus' portion of Tsumitate works?
You can use Money Bridge to have the money deducted from the bank account automatically.7 Potatoes wrote: ↑Thu Sep 12, 2024 2:16 am My wife just opened up a Rakuten Bank and NISA. We put 100000 yen in her NISA today. I thought that is the max/month one can do but I think maybe I'm wrong? She has 3 more months to fill in the max amount of 1.2 m yen before year end. I'm confused how to do this? She has the money in her Rakuten bank account.
I'm not sure about Rakuten, you may be able to set it to deduct 300k/mo for Tsumitate until the year end. If it doesn't allow you to do that, then yes, there is a bonus feature. So you can set up a 100k/mo payment with an 800k bonus, for example.
Here's Rakuten's guide for setting up Tsumitate:
https://www.rakuten-sec.co.jp/web/rfund ... itate.html
Note that at step 2 there is a section for specifying the bonus.
I'm guessing the 100k you already put in went into the Growth portion, not the Tsumitate portion. If it was Tsumitate, you can probably edit the order to add the bonus.