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Re: Advice for single mum re: iDeCo

Posted: Fri Jan 20, 2023 2:30 am
by TokyoBoglehead
Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am
TokyoBoglehead wrote: Mon Jan 16, 2023 8:46 am Tnisa + 新しい nISA might be better.

Sounds like she may need access to the funds.

I hope she started with an emergency fund.
Yeah, I also told her this.
And she ignored the advice?

Re: Advice for single mum re: iDeCo

Posted: Thu Jan 26, 2023 2:12 am
by Roger Van Zant
TokyoBoglehead wrote: Fri Jan 20, 2023 2:30 am
Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am
TokyoBoglehead wrote: Mon Jan 16, 2023 8:46 am Tnisa + 新しい nISA might be better.

Sounds like she may need access to the funds.

I hope she started with an emergency fund.
Yeah, I also told her this.
And she ignored the advice?
She's trying and struggling to do both.

Re: Advice for single mum re: iDeCo

Posted: Thu Jan 26, 2023 2:56 am
by TokyoBoglehead
Roger Van Zant wrote: Thu Jan 26, 2023 2:12 am
TokyoBoglehead wrote: Fri Jan 20, 2023 2:30 am
Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am

Yeah, I also told her this.
And she ignored the advice?
She's trying and struggling to do both.
I personally think nISA and ideco can wait until she has a decent emergency fund.