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Re: Deadline to back pay U.K. state pension approaching

Posted: Mon Oct 31, 2022 8:11 pm
by kuma
Unless the back payment is for either of the last two years, the payment will be at the current rate. (Source: https://www.gov.uk/voluntary-national-i ... ions/rates)

Payment information is on the wiki. Be sure to follow up any payment with clear confirmation as to the tax year(s) it represents.

I’ve not had to wrangle with forecasts myself, but the gov.uk site lists multiple ways to get one (online, phone, post): https://www.gov.uk/check-state-pension. Be very clear about your circumstances in any communication: already paying voluntary contributions; wish to back pay 20xx-20yy. (Basically, try to eliminate the possibility that the response is that making ongoing contributions as you’re already doing will be beneficial.)

Best of British, and let us know how you get on. Info/experience could be useful to others with similar or related queries.

Re: Deadline to back pay U.K. state pension approaching

Posted: Tue Nov 01, 2022 11:01 am
by ExpatScot
Thanks everyone for the advice, I’ll send off a letter this week.

Re: Deadline to back pay U.K. state pension approaching

Posted: Wed Nov 02, 2022 10:13 am
by SOT
Thanks for this reminder, it's most appreciated.

I was wondering if anyone knew how they go about verifying where you've worked in Japan. Do they contact the company directly or somehow get the info off the Japanese taxman? Or maybe just take your word for it!

One place I worked doesn't exist anymore, so contacting them directly would be tricky.

Also, would like to give a heads up to my current workplace if it's likely that they'll be contacted directly.

Thanks in advance for any assistance.

Re: Deadline to back pay U.K. state pension approaching

Posted: Wed Nov 02, 2022 12:14 pm
by Wales4rugbyWC23
SOT wrote: Wed Nov 02, 2022 10:13 am Thanks for this reminder, it's most appreciated.

I was wondering if anyone knew how they go about verifying where you've worked in Japan. Do they contact the company directly or somehow get the info off the Japanese taxman? Or maybe just take your word for it!

One place I worked doesn't exist anymore, so contacting them directly would be tricky.

Also, would like to give a heads up to my current workplace if it's likely that they'll be contacted directly.

Thanks in advance for any assistance.
I have never had to verify where I have worked in Japan to make my voluntary NI contributions.

Re: Deadline to back pay U.K. state pension approaching

Posted: Wed Nov 02, 2022 1:24 pm
by SOT
Thanks for the reply.

On the application form they asked for a work history, so assumed that it would be checked. Maybe it's just a box ticking exercise.

Fingers crossed it all goes smoothly!

Re: Deadline to back pay U.K. state pension approaching

Posted: Wed Nov 02, 2022 10:36 pm
by kuma
Likewise, never had any work history verified, and have not heard of this being the case for others. I know people whose former places of employment no longer exist and they’ve had no problems with their application.

My understanding is that they want exact dates of each employment, and that any periods between employment (/self employment) will be ineligible for Class 2 contributions.

Re: Deadline to back pay U.K. state pension approaching

Posted: Wed Nov 02, 2022 11:59 pm
by SOT
That's reassuring. Thanks for taking the time.

Re: Deadline to back pay U.K. state pension approaching

Posted: Sat Nov 05, 2022 12:00 am
by kuma
Good to hear several people are applying.

All questions encouraged. Updates too.

Good luck!

Re: Deadline to back pay U.K. state pension approaching

Posted: Sat Nov 05, 2022 1:11 am
by RetireJapan
My direct debit seems to have stopped working again. This is the second time.

Very frustrating. I guess getting them to send me a bill each year would be the safer option. I also need to backpay the gaps due to HMRC not taking my money.

Will try and call next week. I guess I should get a blog post out of it at least :roll:

Re: Deadline to back pay U.K. state pension approaching

Posted: Sat Nov 05, 2022 3:37 am
by northSaver
RetireJapan wrote: Sat Nov 05, 2022 1:11 am My direct debit seems to have stopped working again. This is the second time.

Very frustrating. I guess getting them to send me a bill each year would be the safer option. I also need to backpay the gaps due to HMRC not taking my money.

Will try and call next week. I guess I should get a blog post out of it at least :roll:
I gave up on direct debit a few years ago. Never got it to work. Instead I wait for the annual letter about how much to pay for the previous year, then pay it by bank transfer. I've also had problems in the past of them not allocating the payment to my pension "account" (and not returning it either) so I always send a letter each time I pay - with lots of details - confirming I made the payment and what to do with it. The process is working well now, albeit very slowly :)