RetireJapan

Jemineye wrote: ↑Mon Mar 14, 2022 10:20 am

beanhead wrote: ↑Sun Mar 13, 2022 5:48 am

Jemineye wrote: ↑Sun Mar 13, 2022 3:47 am
May I ask what the benefits of these point systems might be. Again, complete novice here so I don’t know much but is it like cash back / extra money to invest? I’m not sure how it works

Here is the Monex one. 1.1% back in points that can be used on Monex to reduce some fees, or changed into T-points or other electronic money.
https://info.monex.co.jp/service/monex-card/index.html

Getting the SBI credit card is probably the simplest option, I think. I believe they do something similar to Monex.

Thanks for the link. I passed it on to him but he still seems attracted to Rakuten. Says it looks easier

Jemineye wrote: ↑Mon Mar 14, 2022 10:23 am

zeroshiki wrote: ↑Mon Mar 14, 2022 3:49 am I'm also pretty sure you can't use a debit card for tsumitate unless you mean the Rakuten Bank debit card which is basically just your bank account.

Oh now that’s interesting.

I myself would like to open a tsumitate as well but I only have debit cards…
I often hear that Rakuten is the easiest to get a credit card for, is that correct?

adamu wrote: ↑Mon Mar 14, 2022 11:15 am

Jemineye wrote: ↑Mon Mar 14, 2022 10:20 am

beanhead wrote: ↑Sun Mar 13, 2022 5:48 am

Here is the Monex one. 1.1% back in points that can be used on Monex to reduce some fees, or changed into T-points or other electronic money.
https://info.monex.co.jp/service/monex-card/index.html

Getting the SBI credit card is probably the simplest option, I think. I believe they do something similar to Monex.

Thanks for the link. I passed it on to him but he still seems attracted to Rakuten. Says it looks easier

Sounds like he's set on Rakuten and no amount of quoting internet people is going to change his mind.

zeroshiki wrote: ↑Mon Mar 14, 2022 1:43 pm

Jemineye wrote: ↑Mon Mar 14, 2022 10:23 am

zeroshiki wrote: ↑Mon Mar 14, 2022 3:49 am I'm also pretty sure you can't use a debit card for tsumitate unless you mean the Rakuten Bank debit card which is basically just your bank account.

Oh now that’s interesting.

I myself would like to open a tsumitate as well but I only have debit cards…
I often hear that Rakuten is the easiest to get a credit card for, is that correct?

I mean, I guess it is but as has been mentioned here, you don't need a card, credit or debit, to use Rakuten Securities (or SBI or Monex). You just need a bank account to transfer money from.

Jemineye wrote: ↑Mon Mar 14, 2022 1:48 pm

adamu wrote: ↑Mon Mar 14, 2022 11:15 am

Jemineye wrote: ↑Mon Mar 14, 2022 10:20 am

Thanks for the link. I passed it on to him but he still seems attracted to Rakuten. Says it looks easier

Sounds like he's set on Rakuten and no amount of quoting internet people is going to change his mind.

I think he’s just being lazy to look into Monex tbh but it’s not my decision to make.

Just out of interest, do any of these have English?

Haystack wrote: ↑Mon Mar 14, 2022 2:56 pm
The Monex card is issued only to existing Monex Sec members. It is also issued by a smaller card company, and auto-rejects those with middle names.

There is a way to request a paper form, but most foreigners seem to have quite a lot of issues getting it vs Rakuten or SMBC cards.

Jemineye wrote: ↑Mon Mar 14, 2022 10:20 am
Thanks for the link. I passed it on to him but he still seems attracted to Rakuten. Says it looks easier