RetireJapan

Good to see. I was always puzzled that THEO said tax loss harvesting was not possible under Japanese regulations while other robos were doing it

Good to see the fees coming down too. I'd like to see them a bit lower still though!

Might take another look at them this year.

Rezz wrote: ↑Tue Apr 16, 2019 1:18 pm This along with the recent news about the "colour palette" changes (fees reducing from 1% to 0.6% in stages depending on how much money you have invested with them) definitely makes them worth a second look I think. I still have my money with them and will be continuing my monthly contributions, convinced by their recent announcements.

Interesting developments but I feel like .6% is still highway robbery when it's not much effort to diy. It would become a significant amount more attractive if it was similar to the ones outside japan which seem to have settled to around .25% ( https://www.nerdwallet.com/blog/investi ... -advisors/ )

What's the point of using low cost funds/etfs if you're going to then tag on a middle-man that takes more than the etfs do :/

Also, isn't tax lost harvesting here not very useful since we can't use it against our other income(only against realized gains on other investments)? Interesting perhaps for someone taking in a lot of dividends, but if we reinvest dividends internally we won't be generating any gains to offset?