Someone visited my home to give “pension guidance”

[Zoomtokyo]

Not long after I signed up for IdeCo, a postcard was in my mailbox that said a rep from “Ivisit” had knocked on my door and had “important guidance about the National Pension system.” It wants me to call them.

A private company, they seem legit, appearing on the Nenkin Net website. Their own site says they deal with nenkin “non-payment” and other matters.

Has anyone else dealt with these people? I’m wondering if I should respond.

There are gaps from long ago when I didn’t pay Nenkin, but in the past, the office told me I can’t pay them retro-actively, apart from the 2-year grace plan (which I did). I now have about 27 years’ worth of payments, including Kosei. I am a believer in state pensions like nenkin and wouldn’t mind upping my benefits, if possible.

Should I purse this or will it spell trouble for me? Any advice or experience would be appreciated!

[AreTheyTheLemmings?]

If you'll accept a personal opinion without any base of knowledge regarding your situation or that company...

I tend to give solicitations like this a wide berth; they've never been anything but a hassle when I've responded.

[RetireJapan]

Not long after I signed up for IdeCo, a postcard was in my mailbox that said a rep from “Ivisit” had knocked on my door and had “important guidance about the National Pension system.” It wants me to call them.

A private company, they seem legit, appearing on the Nenkin Net website. Their own site says they deal with nenkin “non-payment” and other matters.

Has anyone else dealt with these people? I’m wondering if I should respond.

There are gaps from long ago when I didn’t pay Nenkin, but in the past, the office told me I can’t pay them retro-actively, apart from the 2-year grace plan (which I did). I now have about 27 years’ worth of payments, including Kosei. I am a believer in state pensions like nenkin and wouldn’t mind upping my benefits, if possible.

Should I purse this or will it spell trouble for me? Any advice or experience would be appreciated!

Might be worth giving the pension hotline a call just to see if there are any issues. They have screwed up people's records before, so could be good to check just in case.

[Zoomtokyo]

Yeah, my instincts told me at first, “no.” But then I remembered my two-year retroactive deal was done through a private contractor, not the pension office itself. The pension service is relying a lot on the private sector for its admin, it seems.