Investing saving account to NISA/other

[Tiger]

Hi everyone,
I am a beginner in the investment world. I have recently opened an sbi trading account with a NISA Tsumitate.
I have savings on a bank account around ￥3.500.000. I want to keep some of this money as cash in case of emergency, and invest the rest. I have seen that there is NISA(￥1.200.000/year) and NISA tsumitate(￥400.000/year), but it seems that it will not be possible to fit the initial amount of money there.
Do you have any recommendations about the best way to invest this initial amount of money?

[RetireJapan]

Hi Tiger

Welcome to the forum. Our basic advice is don't rush, read and ask questions, make sure you understand what you are doing before investing too much. Start with small amounts.

You can only use one of NISA and tsumitate NISA each year, so if you already have the tsumitate you can't use NISA this year.

I would recommend choosing some mutual funds (these are good https://emaxis.jp/lp/slim/pr1/index.html) and start investing with small amounts. Later when you are more comfortable you can increase your investments.

[Tiger]

Thank you for your help.
This website is very instructive. I will keep learning while investing step by step.