One fund to rule them all?

[RetireJapan]

RInse and repeat for the next few decades

[jcc]

I've been drip feeding money into this fund over the last few months, but every time I do it reaches a new low the following week or two. Dollar-cost averaging is good and all that, but it feels like I'm chasing the bottom. Tempted to put another load of cash in now it's lower again

Well, Mr Trump is on the warpath and declaring tariffs on China and Mexico. Investors aren't exactly positive.

If you're investing for the long term, it's a good time to buy in unless you believe that it's not going to be recovered from ever.

[RetireJapan]

Yeah, I ran our portfolio numbers on Saturday and they were not pretty! Time to buy methinks -good timing as it is bonus month

[eyeswideshut]

Yeah, I ran our portfolio numbers on Saturday and they were not pretty! Time to buy methinks -good timing as it is bonus month

Ours went down too but more from Yen appreciation than anything else (stocks went down but bonds went up). I am hoping stocks will fall even further over the next few weeks so I can buy some on sale. I get the feeling that the upcoming G20 will be a complete shit-storm that will spook the market so I am in waiting mode - don't time the market, I know I know, but it is fun to try.

[adamu]

I've been drip feeding money into this fund over the last few months, but every time I do it reaches a new low the following week or two.

I'm currently up about 10% on this fund since I started investing in this last year. Of course it's going to go up and down like all investments. Just wanted to provide a counter-example for anyone reading this thread.

It's important to invest based on fundamental principles, rather than short term performance.

Rezz's post seems to have been during the blip in the middle of this graph.

[Rezz]

Yup. I am also happy to report that I stuck to the principles and am also significantly up on this fund. Great little performer!

[OkiBum]

Which fund is this?

[adamu]

This link is in the first post.

But here's the official one: https://emaxis.jp/fund/253425.html

[adamu]

There's a great comparison table on Shintaro Money of all the available global funds, along with their listed and "actual" costs.

https://shintaro-money.com/index-cost/#i-3

Interesting that SBI comes out cheaper than eMaxis Slim at 0.199% vs 0.205%, even though it's got the tipple taxation problem. Maybe we've been getting too hung up on that? Rakuten and Tawara are both over 0.3%.

I actually prefer the FTSE All Cap index that SBI (Schwab) and Rakuten (Vanguard) use over MCSI AWCI used by the other funds. I won't be switching yet, but I'll definitely be keeping an eye on these actual cost comparisons.

I do still like eMaxis slim for the fact that it's Japanese-domiciled fund in its own right, rather than reselling US ETFs. For me that's worth a small premium even if it's not the best on cost - although there's not much in it between 0.199% and 0.205%.

[Kanto]

There's a great comparison table on Shintaro Money of all the available global funds, along with their listed and "actual" costs.

https://shintaro-money.com/index-cost/#i-3

Interesting that SBI comes out cheaper than eMaxis Slim at 0.199% vs 0.205%, even though it's got the tipple taxation problem. Maybe we've been getting too hung up on that? Rakuten and Tawara are both over 0.3%.

I actually prefer the FTSE All Cap index that SBI (Schwab) and Rakuten (Vanguard) use over MCSI AWCI used by the other funds. I won't be switching yet, but I'll definitely be keeping an eye on these actual cost comparisons.

I do still like eMaxis slim for the fact that it's Japanese-domiciled fund in its own right, rather than reselling US ETFs. For me that's worth a small premium even if it's not the best on cost - although there's not much in it between 0.199% and 0.205%.

Thank you for the details! I am annoyed at The Rakuten VT pricing, however it is the only choice I currently have for iDeco.

I am mostly Emaxis Slim All Country in my Taxable/NISA. However .006% is not enough for me to justify a switchover to SBI.

Fingers crossed that the pricing war continues, and Emaxis and Rakuten reduce their fees?