Jackson wrote: ↑Mon May 05, 2025 7:42 pm
To clarify, why isn’t 1655 more popular than
ｅＭＡＸＩＳ Ｓｌｉｍ 米国株式（Ｓ＆Ｐ５００? The latter has a lag when you buy or sell, so you don’t actually know the price you’re buying/selling, unlike 1655.
Japanese mutual funds allow for dividends to be internally reinvested, this there is not taxable event. No need for a "DRIP". They are extremely convenient.
They also can be bought in "yen" amounts, purchased on a scheduled, purchased with a credit card that grants you points, warm you free points for holding them.
They can also be sold on a schedule to generate a dividend like income in retirement, using many different metrics.
....
But when the market was down 15%, I could not use an MF to buy in, as MF take days to settle. So, I simple used the ETF version.
When the 2026 NISA opens, I'll sell they ETF and rebuy the MF version.
Btw, are there any special considerations when buying/selling on Rakuten outside of NISA (for example ishares 500)? Iiuc, a 20% tax is automatically taken out, so there’s no extra paperwork or taxes that need to be done. When selling (also in nisa), the funds are automatically deposited in your linked saving account? So it’s basically all hassle free? If you’re unable to sell a stock or ETF and must hold for a couple of years, for example, there are no crippling hidden fees etc? It’s better to stick to popular offerings, because they are easier to buy/sell? Just want to make sure there’s no nasty surprises when I start speculating.