Interestingly enough I just watched an interview of John Bogle saying that rebalancing wasn't all that necessary (not a bad thing either). His argument was selling the good performing asset to rebalance wasn't necessarily the best thing to do in the long term.adamu wrote: ↑Fri Dec 21, 2018 1:32 am Looks great.
It seems to be more expensive than building it yourself from the three funds (figures change depending on what proportion you allocate to each fund):
三菱UFJ国際-eMAXIS Slim 先進国株式インデックス 0.11772% * 80% asset allocation
三菱UFJ国際-eMAXIS Slim 新興国株式インデックス 0.20412% * 12% asset allocation
三菱UFJ国際-eMAXIS Slim 国内株式(TOPIX) 0.17172% * 8% asset allocation
= 0.132408%
But the All Country fund:
三菱UFJ国際-eMAXIS Slim 全世界株式(オール・カントリー) 0.15336%
So it's more expensive, but the simplicity and auto-rebalancing probably make it worth it. I wonder how they decide the asset allocations and what they are? Need to read the prospectus in more detail.
This fund is probably the answer I was looking for in these threads.
viewtopic.php?f=11&t=310
viewtopic.php?f=11&t=184
Now I'm not sure I really understand all this, I'm barely starting to grasp this all thing, but taking his advice into account, wouldn't it better then to take the eMAXIS separately and leave it be and just let the market do its thing?