Prestia Global Pass

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beanhead
Sensei
Posts: 1272
Joined: Sat Jan 30, 2021 1:24 pm
Location: Kanto

Prestia Global Pass

Post by beanhead »

A question and a comment about this card/service.

Question:
I don't think I have ever used mine to get cash from an ATM overseas.
Is there a way to check to make sure my PIN is correct before I go, to make sure the card doesn't get eaten by an ATM?

Comment:
Do you think they meant Fall Back, by any chance?

What if my account balance runs low?
"GAIKA FULL BACK" will cover

This service allows you to make settlements by covering the full amount with your Yen Savings Account if the balance of the transacting foreign currency in your PRESTIA MultiMoney Foreign Currency Savings Account is insufficient. You will be able to use your card overseas without worrying about your foreign currency balance.

https://www.smbctb.co.jp/en/product/glo ... rseas/atm/
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
beanhead
Sensei
Posts: 1272
Joined: Sat Jan 30, 2021 1:24 pm
Location: Kanto

Re: Prestia Global Pass

Post by beanhead »

I think I may have answered my own question. I can just use the ATM in Japan (duh).

This account was basically set up to save some foreign currency for trips so I never touch it. The idea that i can withdraw money from it in Japan as well as use the 'global' functions never crossed my mind.
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
zeroshiki
Veteran
Posts: 901
Joined: Thu May 27, 2021 3:11 am

Re: Prestia Global Pass

Post by zeroshiki »

I want to say that the amazing thing about it is the free ATM withdrawals. I had to spend a good amount of time overseas during the holidays and when I withdrew from ATMs it would warn me about foreign ATM service charges (around 750jpy each use) but when I checked on the app, Prestia would reimburse me every single time.
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