Any Japan issued card with 1.25% or higher cashback?

Tips to save money in Japan, life better for less, etc.
Tsumitate Wrestler
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Re: Any Japan issued card with 1.25% or higher cashback?

Post by Tsumitate Wrestler »

adamu wrote: Thu Jan 16, 2025 1:22 pm
Tsumitate Wrestler wrote: Thu Jan 16, 2025 12:29 pm Platinum Preferred was an excellent deal when SBI was giving 5% back, now it only makes sense if you spend over 3 million yen annually.
Yes, another bait and switch. Worse because you have to spend ¥5M on the card to get the max points on SBI now, but the bonus points stop at ¥4M. I did OK with it this year, though :D I'm wondering if downgrading will make me ineligible for the bonus points withheld until renewal, though...

Anyway, I think the real answer to the OP's question is: no. But I'd like to hear otherwise.
24 cards that are 1.5%+ ---- Caveats abound though. https://kakaku.com/card/list/?cc_point=3

PayPay gold seems viable.
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adamu
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Re: Any Japan issued card with 1.25% or higher cashback?

Post by adamu »

Tsumitate Wrestler wrote: Thu Jan 16, 2025 2:13 pm
adamu wrote: Thu Jan 16, 2025 1:22 pm
Tsumitate Wrestler wrote: Thu Jan 16, 2025 12:29 pm Platinum Preferred was an excellent deal when SBI was giving 5% back, now it only makes sense if you spend over 3 million yen annually.
Yes, another bait and switch. Worse because you have to spend ¥5M on the card to get the max points on SBI now, but the bonus points stop at ¥4M. I did OK with it this year, though :D I'm wondering if downgrading will make me ineligible for the bonus points withheld until renewal, though...

Anyway, I think the real answer to the OP's question is: no. But I'd like to hear otherwise.
24 cards that are 1.5%+ ---- Caveats abound though. https://kakaku.com/card/list/?cc_point=3

PayPay gold seems viable.
I give them a year before they nerf it :D
zeroshiki
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Re: Any Japan issued card with 1.25% or higher cashback?

Post by zeroshiki »

Paypay is famous for the crazy cashback campaign they did years ago to gain market share. They're basically shouting from the rooftops that any promo they do will be a bait and switch.
TJKansai
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Re: Any Japan issued card with 1.25% or higher cashback?

Post by TJKansai »

Best deal we have now is はばタンPay . :D

Pay ¥20,000, get ¥25,000.

Too bad it is only once a year :?
Tsumitate Wrestler
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Re: Any Japan issued card with 1.25% or higher cashback?

Post by Tsumitate Wrestler »

loua_oz wrote: Fri Jan 17, 2025 10:27 am Sure the numbers are correct?
They are referring to a specific regional deal: https://prtimes.jp/main/html/rd/p/00000 ... 82883.html

PayPay has done this for multiple different wards in Tokyo and elsewhere over the last 3 years. {campaigns to drive local spending}

Even my ward has an online/paper shopping campaign, that you can buy at a discount and use at applicable businesses. It also has a fun lottery component where you "win" more discount.

Since you can spend the coupons on sundries, we always do it and have been quite lucky.
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