Any Japan issued card with 1.25% or higher cashback?

Tips to save money in Japan, life better for less, etc.
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regular
Regular
Posts: 64
Joined: Tue May 14, 2019 3:54 am

Any Japan issued card with 1.25% or higher cashback?

Post by regular »

Hi!

I am looking to dump my MileagePlus Saison MasterCard (expect unsatisfactory return going forward) to another card that will let me earn cashback (or point back) at 1.25% or higher rate for general spending, excluding spending for a specific store/brand.

Rakuten and PayPay cards return 1% and they do not charge annual fee. So I am trying to narrow down on cards with 7700 yen or less annual fee.

I have charged 625万円 during the last 3 years to the MileagePlus card and expect to continue to charge at similar pace. Not looking for any teaser, or promotion or time-limited campaign. Just steady charging and earning (whether miles, point or cash), going forward.

I do not have access to US credit cards, so please suggest only Japan-issued cards if you have used or is currently using any with 1.25% or higher cash or point back.

Even debit card is okay, if you know of one.

R
beanhead
Sensei
Posts: 1234
Joined: Sat Jan 30, 2021 1:24 pm
Location: Kanto

Re: Any Japan issued card with 1.25% or higher cashback?

Post by beanhead »

Sony Bank debit card, up to 2% depending on your rank there:

https://moneykit.net/visitor/fx/fx23.html
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
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