I'm a newbie .
Which is the best option for depositing money: credit card or bank account?
I linked my rakuten credit card ... Is it a good idea.. please help me
Is it a good idea!
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RetireJapan
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Re: Is it a good idea!
Buying mutual funds with a credit card will get you (a few) points. There is not really any downside as long as you pay the credit card bill in time.
English teacher and writer. RetireJapan founder. Avid reader.
eMaxis Slim Shady
eMaxis Slim Shady
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Tsumitate Wrestler
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Re: Is it a good idea!
The only downside is that it takes over a month to process one setup, and to cancel once setup.RetireJapan wrote: ↑Mon Dec 09, 2024 9:40 am Buying mutual funds with a credit card will get you (a few) points. There is not really any downside as long as you pay the credit card bill in time.
If you want to use bonus functions, (SBI/Rakuten/Monex), you cannot do so with a credit card.
Re: Is it a good idea!
Thank you very much 
I don't know about the bonus function... What is it?
I don't know about the bonus function... What is it?
Last edited by Rushann on Tue Dec 10, 2024 3:42 am, edited 1 time in total.
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RetireJapan
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Re: Is it a good idea!
The bonus function allows you to fill your tsumitate portion of NISA by paying in extra if your monthly payments do not add up to 1.2 million yen. Most people do not need to worry about it. Just pay in monthly
English teacher and writer. RetireJapan founder. Avid reader.
eMaxis Slim Shady
eMaxis Slim Shady
Re: Is it a good idea!
ありがとうございますI've been watching your videos abd learned a lot
Hope to learn more