Did you get your flu vaccine and 5th dose of Covid vaccine? That is another, more important type of insurance.northSaver wrote: ↑Sun Dec 17, 2023 2:13 amThanks for your information and advice. After some thought I've decided to pay less and take the risk. I haven't caught influenza yet despite most of the child students having it (but no adults so far strangely enough), so hopefully I can last another week. Also it would be a flight change to the spring or summer, so 13k fee rather than 26k.goodandbadjapan wrote: ↑Sat Dec 16, 2023 11:34 am I just signed up with tabiho prime and it was about 13,000 for two weeks in UK but that covers me during transit in Dubai and gives quite a lot of cover. Not sure if it covers getting ill before flight because I am on an Emirates flight that allows free cancellations so wouldn't be out of pocket for the flight anyway. It's a legitimate worry, though. I would just look at what it would cost. If it is not much extra and considerably less than the 26k that you would have to pay for a cancellation, I'd go for it. But if it is a hefty increase, I'd probably just take my chances with what you have. Worst situation, you are down 26k (and a delayed trip home). Annoying, but not the end of the world.
By the way, my Mum says that Covid seems to be getting big again in the UK, at least where she lives. That might affect coming back to Japan... but at least the insurance will cover it Take care and have a nice trip.
We went with the basic policy for a family of 4 going to Canada.