Are VBTLX and VTSAX available through NISA?

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AntarcticFinance
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Are VBTLX and VTSAX available through NISA?

Post by AntarcticFinance »

I haven't yet set up my NISA investments, but at least have got around to opening my Rakuten Securities account and plan to start soon.

How many ETF options are available? I was thinking of starting with a simple strategy investing in both VBTLX and VTSAX, does anyone know if they are available to purchase?
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adamu
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Re: Are VBTLX and VTSAX available through NISA?

Post by adamu »

VBTLX and VTSAX are US mutual funds and not available in NISA (nor in any Japanese broker as far as I understand).

You can buy the equivalent ETFs BND and VTI but for various reasons this is not recommended.

A Good Japanese mutual fund equivalent for of VTSAX for NISA is eMAXIS Slim 全米株式 (MSCI USA - not strictly equivalent because it doesn't include small cap). Not sure about VBTLX - investing in a US bond fund from Japan probably doesn't make sense anyway.

Any particular reason why you want to focus only on the US?
AntarcticFinance
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Re: Are VBTLX and VTSAX available through NISA?

Post by AntarcticFinance »

adamu wrote: Tue Oct 03, 2023 2:48 pm VBTLX and VTSAX are US mutual funds and not available in NISA (nor in any Japanese broker as far as I understand).

You can buy the equivalent ETFs BND and VTI but for various reasons this is not recommended.

A Good Japanese mutual fund equivalent for of VTSAX for NISA is eMAXIS Slim 全米株式 (MSCI USA - not strictly equivalent because it doesn't include small cap). Not sure about VBTLX - investing in a US bond fund from Japan probably doesn't make sense anyway.

Any particular reason why you want to focus only on the US?
Thanks for this, you've posted some really useful information and links for me to consider, especially the wiki. :)

I got the idea from this video tbh: https://www.youtube.com/watch?v=V-jDxUeOsrs, and the idea that US tends to outperform global, but I may be mistaken? I haven't bought any ETFs yet so this is new for me.

eMAXIS Slim 全米株式 < this one looks good.

I'll have a read through everything. Thanks.
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Re: Are VBTLX and VTSAX available through NISA?

Post by beanhead »

AntarcticFinance wrote: Tue Oct 03, 2023 4:34 pm
I got the idea from this video tbh: https://www.youtube.com/watch?v=V-jDxUeOsrs, and the idea that US tends to outperform global, but I may be mistaken? I haven't bought any ETFs yet so this is new for me.
It has done over the past few years, certainly.
This could be recency bias, however.

If you are planning to invest for the long-term, say 10 years or more, standard advice is to choose the whole world funds as no-one knows which markets will perform better in the future.
I hedge my bets a little and overweight the US by buying some of that S&P500 fund and some of the all-country.
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
AntarcticFinance
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Re: Are VBTLX and VTSAX available through NISA?

Post by AntarcticFinance »

beanhead wrote: Mon Oct 09, 2023 2:43 pm
AntarcticFinance wrote: Tue Oct 03, 2023 4:34 pm
I got the idea from this video tbh: https://www.youtube.com/watch?v=V-jDxUeOsrs, and the idea that US tends to outperform global, but I may be mistaken? I haven't bought any ETFs yet so this is new for me.
It has done over the past few years, certainly.
This could be recency bias, however.

If you are planning to invest for the long-term, say 10 years or more, standard advice is to choose the whole world funds as no-one knows which markets will perform better in the future.
I hedge my bets a little and overweight the US by buying some of that S&P500 fund and some of the all-country.
This seems solid advice. I will probably do this. Thank you.
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