Rakuten Card + Rakuten Securities Tsumitate

[ToushiTime]

Hi,

I have maxed out the 50,000 monthly "allowance" for Rakuten Card/Rakuten Cash when using the tsumitate recurring investment function on Rakuten Securities.

What happens above that?

I guess I cannot use the Rakuten Cash function for more tsumitate investments, but can just pay directly from the Rakuten Card?

How many points do I get from Rakuten Card when using it for these additional purchases?

Is there a limit?

[TokyoBoglehead]

Hi,

I have maxed out the 50,000 monthly "allowance" for Rakuten Card/Rakuten Cash when using the tsumitate recurring investment function on Rakuten Securities.

What happens above that?

I guess I cannot use the Rakuten Cash function for more tsumitate investments, but can just pay directly from the Rakuten Card?

How many points do I get from Rakuten Card when using it for these additional purchases?

Is there a limit?

Explanation- https://shintaro-money.com/rakutensec-credit-cash/

It would be more beneficial to open an SBI account and acquire the Free NL or NL Gold card.

[ToushiTime]

Thanks.

[beanhead]

I guess I cannot use the Rakuten Cash function for more tsumitate investments, but can just pay directly from the Rakuten Card?

I believe cards can only be used for tsumitate and the max is 50k per month.
I do this with both Rakuten and Monex (yes, I got the Monex card )

From next year, with the new NISA amounts, expect some changes. Rakuten seems to be saying 100k will be possible via card and Rakuten cash. Watch this space...

[TokyoBoglehead]

I guess I cannot use the Rakuten Cash function for more tsumitate investments, but can just pay directly from the Rakuten Card?

I believe cards can only be used for tsumitate and the max is 50k per month.
I do this with both Rakuten and Monex (yes, I got the Monex card )

From next year, with the new NISA amounts, expect some changes. Rakuten seems to be saying 100k will be possible via card and Rakuten cash. Watch this space...

You can already do this....

5 万 with Rakuten Cash and CC (.5% points)
5 万 with Rakuten CC directly (.2% points)

Only tsumitate funds and Gold reserves.