This month's iDeCo contribution not deducted?

[AreTheyTheLemmings?]

I've just discovered that no money was deducted for my iDeCo pay-in on the usual day in March. The bank account had sufficient funds, so no problem there. Has this happened to anyone else?

[AussiePete]

Out of curiosity, which bank are you with?
Mine was withdrawn from my SMBC account on 27th without a problem.

[beanhead]

Rakuten Securities, Aeon Bank. No issue here either.

[AreTheyTheLemmings?]

Thanks for responding. My iDeCo is with Rakuten and the contributions are deducted from the company account at PayPay Bank. I've never had this issue before, so it's all a bit of a mystery.

Anyway, it seems that no-one else here has experienced anything similar, so I'll wait until the middle of the month (when pay-ins usually show up on the Rakuten dashboard) and if there's no change I'll make an enquiry.

[TokyoBoglehead]

Thanks for responding. My iDeCo is with Rakuten and the contributions are deducted from the company account at PayPay Bank. I've never had this issue before, so it's all a bit of a mystery.

Anyway, it seems that no-one else here has experienced anything similar, so I'll wait until the middle of the month (when pay-ins usually show up on the Rakuten dashboard) and if there's no change I'll make an enquiry.

Take a look at the following screen.

[AreTheyTheLemmings?]

It turns out this was my own fault.

I had failed to fill out and submit the paperwork they send to the employer every so often (I'm my own employer in this case) and the account was suspended. I instructed them to restart the account, completed the required procedures, waited a month or so for the wheels to turn, and my iDeCo is now back up and running.

The moral of the story is: tidy your desk every once in a while so mail from the iDeCo people doesn't get buried under a pile of crap.

[banders]

We forgot to put enough money in the necessary bank account one month and missed one payment of one of our SBI iDeCos. Nothing we could do about it afterwards.

[adamu]

It turns out this was my own fault.

I had failed to fill out and submit the paperwork they send to the employer every so often (I'm my own employer in this case) and the account was suspended. I instructed them to restart the account, completed the required procedures, waited a month or so for the wheels to turn, and my iDeCo is now back up and running.

The moral of the story is: tidy your desk every once in a while so mail from the iDeCo people doesn't get buried under a pile of crap.

This almost happened to me once too, when the company I used to work for didn't reply to them. Thankfully they also sent me a request personally, which I took to HR and stood there while they filled it out, then posted it myself.