Fund for short term

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Gulliver
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Fund for short term

Post by Gulliver »

Thoughts on this fund for A Japanese investor looking to the short (or even long) term in today’s environment? It’s available in both a hedged and unhedged product and both available for NISA. It looks like they’re performing.

野村インデックスファンド・米国株式配当貴族
(愛称:Funds-iフォーカス米国株式配当貴族)
https://fund.monex.co.jp/detail/01311171?spview=on

And

野村インデックスファンド・米国株式配当貴族・為替ヘッジ型
(愛称:Funds-iフォーカス米国株式配当貴族・為替ヘッジ型)
https://fund.monex.co.jp/detail/01312171?spview=on
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adamu
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Re: Fund for short term

Post by adamu »

Cash is for short term :-)
Gulliver
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Re: Fund for short term

Post by Gulliver »

adamu wrote: Fri Jan 27, 2023 9:56 am Cash is for short term :-)
Normally I would agree with you but this is the magical land of the NISA where you can invest in the equity market tax-free for short three year periods. ;)
beanhead
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Re: Fund for short term

Post by beanhead »

Gulliver wrote: Fri Jan 27, 2023 11:36 am
Normally I would agree with you but this is the magical land of the NISA where you can invest in the equity market tax-free for short three year periods. ;)
...and hope, of course, that your investments are up after those 3 years?
If you have other sources of money, no issue. But if you definitely need that money after 3 years for a house deposit, uni fees or something, it is a bit risky to invest in funds or stocks. (that is what adamu is getting at, I am sure)
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.
entdark
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Re: Fund for short term

Post by entdark »

< 5-10years horizon I'd say interest account/cash.
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