Canadians - Receiving OAS after citizenship change

[Newseishain]

I'm wondering if any former Canadian citizens (who have become Japanese before turning 65) are currently receiving OAS.

The Service Canada website is a little vague about it, and before contacting them directly for clarification, I thought might ask about it here.

[Tkydon]

Due to internal contradiction within the Japan Canada Tax Treaty, your pension will be subject to Withholding Taxes in Canada (Part XIII tax), as well as Pension Income Taxes in Japan, but with the Foreign Tax Credit in Japan for taxes paid in Canada.

You will have to register as Non-Resident in Canada for Part XIII tax and notify the Pension Payer of your Part XIII tax status.

https://www.canada.ca/en/revenue-agency ... anada.html

Japanese taxes depend on whether you receive a one-time payment (One-Time Lump Sum 退職金, regular pension payments from the government (public pension), or pension payments from an annuity.

Your change of citizenship has no bearing. Only the amount of paid qualifying contributions and your country of residence, and the Tax Treaty in place between Canada and your country of residence.

You can access the simulated text (with latest updates) of the Japan Canada Tax Treaty here:

http://www.mof.go.jp/tax_policy/summary ... nada_e.pdf

Article 20 applies.

[Newseishain]

Thanks very much. Pretty much what I was hoping to hear.

>Your change of citizenship has no bearing.<

[Newseishain]

Follow up question, if anyone knows.

My wife is a Canadian permanent resident status holder. But as most Japanese living abroad for extended periods of time, she maintained her enrollment in Japan's National Pension system for the entire time we lived in Canada. Based on this paragraph from the tax treaty synopsis on the National Pension website, can I correctly understand that she is thereby ineligible for OAS?
(As she has been covered by Japanese pensions of various forms for the entire time since turning 20.)

>>Likewise, for your spouse or common-law partner who lives with you, their period of residence in Canada is not considered as residence period in Canada for the purposes of determining their OAS entitlement excluding their coverage period under the CPP or QPP through their own work as an employee or a self-employed.<<

[Tkydon]

.

[RetireJapan]

My understanding is that Japanese citizens are allowed to pay kokumin nenkin on a voluntary basis while living abroad.

https://www.city.edogawa.tokyo.jp/e030/ ... kin14.html

[Tkydon]

My understanding is that Japanese citizens are allowed to pay kokumin nenkin on a voluntary basis while living abroad.

https://www.city.edogawa.tokyo.jp/e030/ ... kin14.html

I stand corrected on that point.

Thx.

[Newseishain]

My understanding is that Japanese citizens are allowed to pay kokumin nenkin on a voluntary basis while living abroad.

https://www.city.edogawa.tokyo.jp/e030/ ... kin14.html

Yes, that's correct. She has never not been covered by Japanese pension. She made no contributions to Canada Pension Plan (CPP), as she didn't work in our time there. I'm only concerned about OAS in her case.

But as was suggested, I think we'll have to contact Service Canada.

[Tkydon]

.

[Newseishain]

Contributions are only required to receive CPP. OAS is paid to all Canadian citizens and legal residents regardless of whether they worked and contributed anything.

They only other requirement is having lived in Canada for 10 years or 20 years after age 18 depending on where you reside when your application is approved (i.e., Canada or abroad.) However the Japan Canada Social Security agreement seems to imply her time living in Canada doesn't count due to being covered in Japan during the period. However, ironically, her time living in Japan with me does appear to count. So it's quite confusing.